Analyst, Dubbo or Orange

A bit about us At Judo, we’re redefining business banking for the modern era. Built on teamwork, trusted relationships and a challenger spirit, we exist to better serve Australian SMEs. What began in 2016 as a bold idea has grown into one of the fastest‑growing new banks globally, with more than 30 locations nationwide. We put our people and customers at the heart of everything we do. Our agility means we can say ‘yes’ when others say ‘no’, delivering personalised banking that helps businesses access the funding they need, when they need it. Relationships matter here – with our customers and with each other. Our culture – a multi‑award‑winning place to work We firmly believe that culture eats strategy for breakfast, lunch, and dinner and that the most important investment we can make is in our people. Our values of Trust, Teamwork, Accountability and Performance guide how we work every day Judo was built from the ground up with a clear purpose: to be the most trusted SME business bank in Australia. Our customers and relationships are at the heart of how we work, not bureaucracy. We think differently, invite new ideas, and create an environment where people feel they belong and are empowered. We’re proud to be externally recognised too – including being named on the AFR BOSS Best Places to Work list for four consecutive years. We are certified as a Great Place To Work® Australia organisation, being recognised as one of Australia’s Best Workplaces™ 2025, celebrating our dedication to fostering an inclusive, empowering environment. Our vision is to build a world-class SME business bank and it’s our people that can make it happen. This position can be located in either Dubbo or Orange. Now, about this role… Day to day you will deliver intelligent insight and risk management to bankers to assist in providing an amazing Judo customer experience; contribute proactively to the ongoing refinement and enhancement of Judo’s proposition, processes, and systems and embrace Judo Culture and positively impact its evolution If that excited you, then this just might be…your dream job: Supporting bankers in establishing & maintaining the ongoing care for a portfolio of SME business customers Performing credit analysis, including reviewing loan and credit applications, running credit reports, analysing loan extension and renewal requests, identifying risks, completing borrowing base analyses, and preparing collateral analysis reports Presenting and organising the above information and data concisely, enabling quick decision making and enhancing Judo’s speed to market Providing advice regarding the structuring of loans, including repayment schedules, interest rates, and other terms for client accounts. This includes structuring payment arrangements, funding loan advances, and reviewing documentation on loan closings to ensure all information is properly recorded Providing advice and input on continuous improvement of systems, business and organisational methods to enhance customer value proposition Assessing customer's needs, character, capacity, capital, and collateral to make decisions on the level of risk associated with their credit application Completing compliance and annual reviews, submitting necessary reports to address compliance issues, and checking transactions to make sure all documents and records adhere to relevant federal and state banking laws Business Development, supporting the origination of deals with new and existing customers We’re looking for someone who: Is passionate about empowering and supporting regional businesses to help regional communities thrive. Supports genuine, personable, and traditional relationship-centric business banking Is a team player with a preference for the group over the individual Will thrive in a diverse workforce where you can bring your own capabilities, experiences and knowledge to help build the foundations of About you: Experience in regional commercial and/or agribusiness banking, credit, or related field Tertiary qualification in Finance or Business Experience working in financial services or a related industry Ability to understand and form business structures Financial Management skills and strong financial acumen A high degree of digital literacy Problem solving skills. Why you’ll love working at Judo: Two Weeks of Additional Leave Every Year Paid Volunteer Leave Our signature Judo induction experience Big Life Event Leave Holistic Health & Wellbeing Offerings designed to support your best life, including access to GPs, nutritionists, coaches and psychologists via our partner, CU Health Working from Home Setup Allowance Flare Benefits & Discounts - access to a wide range of everyday savings and perks Freedom to work flexibly with flexible work options including hybrid working Equal access to Company Paid Parental Leave – up to 20 weeks Education Assistance Judo is proud to be an inclusive workplace where everyone is valued and can feel that they belong. We welcome applications from people of all backgrounds, experiences and identities. To learn more about how Judo manages your personal information during the recruitment process, please refer to our Privacy Statement. By providing your information, you consent to its collection, use, disclosure and management as outlined. Please no agencies! We maintain a preferred panel, and kindly request no unsolicited contact. We do not hold any responsibility for dispute over candidate ownership if you have not been engaged directly.