Analyst ll, Credit Analysis

At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success. Summary of the Job: The Analyst II role will support the reporting and analytics functions of the credit team by collecting, processing and analyzing credit data to generate meaningful analysis. This is an entry level position that will assist the senior team members in producing regular monthly reports, providing QA/QC help with code and data quality assessments. They will work with a team of credit analysts to analyze the credit card loan portfolios as well as perform ad-hoc analysis. The role provides a foundation for growth within credit risk while helping drive the team’s data driven risk management. About This Role: Major responsibilities: Conduct analysis and reporting work as assigned, including but not limited to helping run regular monthly reporting. Monitor ongoing delinquency and loss performance of credit card portfolios, identify and investigate trends and report on findings. The Ideal Candidate for This Role: Knowledge & Skills Must have the ability to operate independently in a research capacity with some direction. Ability to identify root causes of issues and report on those causes. Build strong cross functional working relationships with peers and management. Ability to work with data to identify complex business trends The role is expected to have hands on-experience working with SQL and Python. Education and Experience Bachelor’s degree in Statistics, Data Science, Mathematics, Finance, Business or related field; advanced degree preferred 1+ year of experience in credit analytics, risk management, or a related field 1+ year experience working with analytical tools (e.g., SQL, R, Python) Candidates must possess unrestricted work authorization and not require future sponsorship. Compensation: Compensation range (base pay): $63,288.00-$104,425.00 This role may have a specific starting pay within this range. Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level. Work Environment: It is anticipated that the incumbent in this role will work in a hybrid capacity, balancing in-person collaboration three (3) days a week with remote flexibility two (2) days a week. As part of our team, you'll experience the energy and relationship-building of face-to-face collaboration while still enjoying the flexibility of remote workdays. We provide the tools and technology to ensure seamless transitions between work environments, supporting your productivity wherever you are. Please note that work location is subject to change based on business needs. Benefits Overview: We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs: Medical, Dental, Vision Insurance 401k, With Matching Contributions Time Off Programs Health Savings Account (HSA)/Dependent Care Employee Banking Growth Opportunities Tuition Assistance Short-Term/Long-Term Disability Insurance Learn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/ . For additional information regarding compensation and benefits, e-mail FNBO at TAGAdmin@fnni.com . To ensure you receive a response, include the number of this job (listed below) in the subject line of your message. Job number: R-20261586 Equal Opportunity & Belonging: FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves—no matter their role or where they are in their journey. Learn more here. FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity. Click here to download 'EEO is The Law' Self-Print Poster Click here to download 'EEO is The Law' Supplement for Federal Contractors Click here to download 'EEO is The Law' GINA Supplement FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants) Application Deadline: All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.