We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com What you'll be doing As the Consultant, Risk Platform, you will support the end-to-end configuration, administration, and performance of CIBC’s credit risk adjudication platforms, supporting additional systems as required. Your expertise will drive profitable growth across lending portfolios by maintaining data integrity and optimizing system performance. You will support and manage projects and initiatives related to Real Estate Secured Lending (RESL), Unsecured Lending, and Credit Card adjudication. This role offers the opportunity to make a meaningful impact on CIBC’s risk management practices and client experience. The Consultant must be proficient in SQL and Python, with strong knowledge of SAS. Structural/Rule-based programming, JAVA or other programming languages is an asset. Knowledge of adjudication systems such as FICO, PEGE (CASA, Compass), and Databricks is also considered an asset. The role requires strong technical skills in system configuration, data management, and performance analytics, as well as excellent collaboration, communication, and leadership abilities At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote. At CIBC we enable the work environment most optimal for you to thrive in your role. You will have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote. How you'll succeed Technical Expertise – supporting the configuration such as rule coding, testing, administration, and ongoing performance management of credit risk adjudication platforms, ensuring alignment with CIBC’s business strategy and risk appetite of various lending products. Risk Management & Analytics – Collaborate with partners to collectively manage the overall risk profile and control framework through the development and maintenance of risk platforms. Use data-driven processes to effectively lead and manage system implementations and changes. Innovation and Change Management – Exercise strategic vision and act as a change agent for Risk Analytics and Credit Decisioning, leading change to optimize effectiveness and achieve objectives. Relationship Management and Collaboration – Build and maintain strong partnerships with key stakeholders across Risk, Product, Technology, Marketing, and Operations. Coordinate risk activities and work toward common goals. Who you are You have relevant education and experience . Bachelor’s degree in business, Finance, Computer Science, or related field, or equivalent experience in credit risk management, platform administration, and system optimization within a financial institution. You bring strong technical skills. in system configuration, data management, and performance analytics. Proficient in SQL, SAS, and Python, with strong knowledge of Structural/Rule-based programming and XML/JASON. JAVA or other programming languages is an asset. You have systems experience. Knowledge of systems used for cards, mortgages, and personal lending such as FICO Platforms, PEGA (CASA, Compass), Decision Manager, Provenir, or Databricks is an asset. You bring deep knowledge of credit risk. You have strong expertise in Lending and Credit Card Adjudication, credit risk management, portfolio performance strategies, and scorecards, with demonstrated experience in a retail risk management environment. You understand various lines of business, products, services, delivery channels, and new technologies to identify and assess risks. You are skilled at preparing business process documentation aligned with the risk control framework. You are analytically minded. You have well-developed analytical skills, able to conceptualize, research, compile, and translate findings into meaningful strategies or recommendations. You bring team collaboration. Collaborate with stakeholders across business units, technology, and risk management to ensure effective platform integration and performance. You embrace and champion change. You continuously evolve your thinking and approach to deliver your best and support innovation. Values matter to you. You bring your authentic self to work and live our values of trust, teamwork, and accountability. . What CIBC Offers At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *Subject to plan and program terms and conditions What you need to know CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [email protected] CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. Job Location Toronto-81 Bay, 31st Floor Employment Type Regular Weekly Hours 37.5 Skills Analytical Thinking, Business Requirements, Communication, Data Integration, Data Quality, Deliverables Management, Prioritization, Quality Improvement, Risk Analytics, Test Planning