Country Head of Risk

Are you a data-driven thinker with a strong analytical mindset and deep understanding of credit risk? Join our growing FinTech team to play a key role in shaping and securing the entire credit lifecycle. As a Risk Manager , you will have a direct impact on strategic decision-making, portfolio quality, and business performance. From developing scoring models and decision rules to conducting A/B tests and supporting cross-functional teams — you’ll be at the core of our risk management engine. Main Responsibilities: full business support from the risk management side. decision-making system: support of existing rules and tools, development and implementation of new ones, testing of changes. implementation of scoring models in the decision-making process: implementation, rules for using scores, assessment of the effectiveness of models, decision-making on the appropriateness of use/necessity of building a new one. conducting A/B tests: criteria, sampling, analysis of results. analysis of the loan portfolio, operational and risk indicators, and other indicators related to the credit process (conversions, reject/approval rate, etc.). ad-hoc analysis in various directions (marketing, collection, etc.), presentation of results. work with databases using SQL. search for external data and service providers that would be useful for the business from a risk management perspective: search, feasibility analysis, communication, integration into the process, usage rules, results analysis. writing and updating internal documents (processes, rules, policies, underwriting and verification instructions). communication and support of other departments of the company (sales, marketing, legal, underwriting, product, IT and others) on risk management issues and to achieve the goals of the company as a whole and the risk management department in particular. Professional Qualifications: experience in credit risks of individuals (bank, microfinance, pdl) from 3 years. experience in working with large volumes of data. knowledge and practical use of SQL. English language at the Upper-intermediate level. What We Offer Join a fast-scaling FinTech company where your decisions shape the business and your contributions truly matter. Enjoy 20 paid days off annually, flexible scheduling, and a supportive, people-first culture. Partial compensation for medical insurance, sports activities, and foreign language. Work in an international, agile team with ambitious goals, modern tools, and a strong sense of purpose.