Credit Risk Manager

Hello, we’re Starling. We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way. We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,500 people across our London, Southampton, Cardiff and Manchester offices. Reporting to the 1LOD Head of Credit Risk, we are looking for a Credit Risk Manager to play a pivotal role in the credit risk strategy design and oversight of Starling’s third party asset portfolios, including subsidiaries. Key Responsibilities: Oversight and contribution to credit strategy design for third party asset credit portfolios, predominantly focusing on retail mortgages (owner occupied and buy-to-let) Detailed portfolio monitoring to proactively highlight areas of marginal risk and/or concern Taking a lead role in supporting changes to subsidiary credit policies and strategies, enabling appropriate governance steps to be undertaken Identifying, monitoring and highlighting emerging risks related to credit risk on the Bank’s third party asset portfolios Act as subject matter expert on credit risk across the full product lifecycle, particularly in relation to retail mortgages Build strong stakeholder relationships, both with internal and key external contacts Provide support to analysts in the team with line management responsibilities available