We are seeking a highly accomplished and dynamic Development Lead with Techno-Functional skills to join our Global Payments Technology team to build Fraud Detection & Analytical Platform across Payments. Requires knowledge in Java, Spring boot framework, Restful microservices, MongoDB/Oracle, real-time messaging systems like Confluent/Apache Kafka, IBM MQ, combined with a solid understanding of Payments systems and financial risk management. This role is designed for a senior technical leader who possesses a blend of deep engineering capabilities and payments expertise. What you’ll do 1. Techno-Functional Leadership & Solution Architecture Lead critical techno-functional discussions, architect end-to-end payment flows, and drive a high-performing development team to build, modernize, and maintain our core payment processing engines. Facilitate and lead architectural, design, and functional walkthroughs with enterprise architects, product owners, operations, and external clearing networks. Payment Flow Design: Design end-to-end payment processing workflows for Fraud Detection, covering Orchestration, routing, clearing, settlement, and exception handling. Standards Alignment: Ensure all payment solutions align with global messaging standards, specifically ISO 20022 (pain, pacs, camt) and legacy SWIFT MT formats. 2. Team Driving & Delivery Management Drive Development: Lead, mentor, and provide technical direction to a distributed team of software engineers and developers throughout the PDLC. Agile Execution: Drive sprint planning, backlog grooming, and daily stand-ups, ensuring the development team remains focused, unblocked, and aligned with delivery timelines. Code & Design Reviews: Conduct rigorous code and design reviews to ensure adherence to enterprise standards, security protocols, and performance benchmarks. Hands-on Contribution: Actively participate in high-level design, prototyping, and solving complex technical bottlenecks when required. 3. Payment Systems Engineering Integration Rails: Oversee the integration of payment engines with fraud detection platforms and Internal/External Fraud Risk scoring platforms Performance Tuning: Ensure processing systems meet strict non-functional requirements (NFRs) for high throughput, low latency, and 24/7 high availability. What we’ll need from you Education & Experience Bachelor’s or master’s degree in computer science , Information Systems, Finance Technology, or a related field. 10+ years of experience in Payments Domain and deep knowledge of Payments development with at least 6 + years in a techno-functional lead or lead analyst capacity. Domain & Soft Skills Payments Knowledge: Strong understanding of payment processing rails (e.g., ACH, Wire, SWIFT, Real-Time Payments). Fraud & Risk Domain: Prior experience building fraud detection, AML (Anti-Money Laundering), or risk-scoring systems in a banking or fintech environment. Analytical Mindset: Experience deploying machine learning models or analytical scoring engines into real-time production environments. Leadership: Exceptional communication, stakeholder management, and team-building capabilities. What we can offer you By joining Citi Dubli n , you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed ) and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well. Discover more here. Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energi s ed to join us, motivated to stay, and empowered to thrive. Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities. ------------------------------------------------------ Job Family Group: Technology ------------------------------------------------------ Job Family: Applications Development ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location Full Time Salary Range: €93,280.00 - €139,920.00 ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. 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