Enterprise Risk & Reporting Lead

About Finom Finom is a European tech startup headquartered in Amsterdam, and we’re on a journey towards revolutionizing the financial landscape for entrepreneurs worldwide. Our mission is to develop an all-in-one financial B2B solution that integrates banking functions, accounting, financial management, and invoicing into a seamless, mobile-first platform. We recently closed a €115 million Series C equity round (around $133 million), bringing our total funding to approximately $346 million. This significant investment follows a $105 million growth funding round from General Catalyst, a long-term backer since 2021 known for supporting companies like Airbnb, HubSpot, KAYAK, and Stripe. Finom's platform goes beyond traditional banking, offering invoicing and a growing suite of features, including AI-enabled accounting, aiming to simplify financial management for entrepreneurs. We're actively expanding our reach across key EU markets like Germany, France, the Netherlands, Italy, and Spain. At Finom, we’re not just redefining the entrepreneurial experience — we’re empowering our employees to make a real difference. Your work matters, and your impact extends far beyond product metrics. We nurture innovation and an inspiring work environment where bold ideas thrive, prioritizing thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and our business as a whole. Maintaining our start-up spirit, we prioritize thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and, of course, our business. The Enterprise Risk & Reporting Lead plays a critical role in building and operating the company’s enterprise risk. The role is responsible for establishing and executing a robust enterprise risk management framework that supports safe growth, regulatory readiness, and informed decision- making across the organisation. It ensures that key risks are identified, assessed, monitored, and reported in a consistent and forward-looking manner, aligned with regulatory expectations and the company’s strategic objectives. This role provides the structure and insight needed to define risk appetite, assess resilience under stress, support capital and liquidity planning, and ensure that new products and strategic changes are evaluated through a clear risk lens. By translating complex risk information into clear, actionable reporting for senior management and governance bodies, the role enables transparency, accountability, and effective oversight. Initially operating as a hands-on role, it will evolve into a leadership position responsible for building and scaling the enterprise risk and reporting function in line with the company’s growth and licensing ambitions. About You and What You'll Do: 6–10+ years of experience in enterprise risk management, regulatory risk, or a related discipline within a regulated financial services or banking environment. Bachelor’s or Master’s degree in Finance, Economics, Risk Management, Business, Mathematics, or a related field. Strong knowledge of enterprise risk frameworks, including Risk Appetite, RCSA, scenario analysis, stress testing, and ICAAP. Experience working with regulatory expectations relevant to banks or payment institutions, including capital, liquidity, and operational risk requirements. Familiarity with regulatory reporting and interactions with supervisors, auditors, and internal governance bodies. Professional risk or finance certifications such as CFA, or equivalent are strongly preferred. Strong analytical skills with the ability to translate complex risk and financial data into clear, concise management and regulatory reporting. Excellent written and verbal communication skills, with the ability to engage, challenge, and influence senior stakeholders and regulators. Proven ability to work independently with a high degree of autonomy, while also collaborating effectively across functions and building strong working relationships. Strong problem-solving and judgment skills, with the confidence to make decisions, escalate issues, and operate in a fast-growing, evolving regulatory environment. Recruitment flow: Recruiter Interview Meet the team stage Take-home assignment Task Discussion Offer What You Will Get In Return Make a genuine impact on the product Join our upward trajectory, and grow with us. We provide the resources and opportunities for continuous personal and professional development, empowering you to make a genuine impact on our evolving product. Work in the EU Embark on this exciting journey with us and enjoy the flexibility of traveling and working remotely or in a hybrid model across Europe. Become a stock options holder Unlock your inner entrepreneur and align your aspirations with ours through our Stock Options Program. This exciting opportunity is available to every team member, from junior team members to our founders. Receive unwavering support and care Finom stands by you at every step, embodying our commitment to your well-being and success reflected in our modern, friendly, and eco-conscious corporate culture. We offer constant support and care to ensure your Finom experience is successful and fulfilling. Work & Swim program Immerse yourself in our exclusive Work & Swim Program. Spend one month in a comfortable corporate apartment in enchanting Cyprus. It's the ideal opportunity to strike the perfect work-life balance while enjoying breathtaking Mediterranean views. Equal Opportunity Statement At Finom, we're an equal opportunity employer and value diversity at our company. We embrace diversity and invite applications from all walks of life. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, disability status, or other applicable legally protected characteristics.