Financial Analyst

At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly redefining what’s possible — and we’re proud to back each other every step of the way. When you join #TeamAmex, you become part of a diverse community of over 70,000 colleagues, all with a common goal to deliver an exceptional customer experience every day. American Express is a global services company and the world’s largest card issuer. Our direct relationships with many millions of consumers, businesses and merchants worldwide - combined with our leading-edge marketing, information management and rewards capabilities - enable us to offer an array of valuable services that enrich lives, build business success, encourage financial responsibility and create communities of people with common interests. A career at American Express is rich in experience and offers opportunities to build lasting relationships with our customers Perform Daily R&C and accounting of Sub Ledger Control accounts for AENB (American Express National Bank) including Federal Saving Banks, maintaining high accuracy and productivity standards. Support various audits performed on bank side. Lead and participate in Standardization and continuous improvement Initiatives as well Consistently understand and exceed Customers requirements whilst ensuring effective teamwork at all times. Ensure compliance with the prevailing policies and procedures besides contractual and regulatory requirements as applicable Maintain close contact with Customer / Business Partners, Technologies and other interface groups Enthusiasm to leverage Gen AI tools and capabilities to automate the daily process and add the value-added analysis to the deliverables Experience Graduate with 2-4 years of experience Postgraduate in Commerce with 1-3 years of experience Technical Awareness of US GAAP/Local GAAP/IFRS (Accounting knowledge) Analytical skills with the ability to undertake cause effect analysis Knowledge of financial systems Preferred Basic understanding & appreciation of automation capabilities Understanding of business products Behavioral Set the Agenda: Define what winning looks like, Put enterprise thinking first, Lead with an external perspective Bring Others with You: Build the best team, Seek & provide Coaching feedback, Make collaboration essential Do It the Right Way: Communicate frequently, Candidly & clearly, Make decisions quickly & effectively, Live the Blue Box values, Great Leadership demands courage Functional Strong understanding of end-to-end AR/AP process flow, accounting & reconciliation Basic understanding of reporting Ability to connect accounting & reporting Awareness of financial consolidation process Understanding of operational, SOX & other related control framework compliance Ability to research & embed relevant best practices Preferred Project management Oracle GL & SL Front end system –Globe star, etc. Advanced MS Office FIS Intellimatch – Reconciliation system OBIEE, Essbase, HFR Datawatch Robotics (Blue Prism) LUMI/ Cornerstone Gen AI tools like Copilot and ChatGPT