Financial Intelligence & Digital Assets AML Specialist (FIUL)

Financial Intelligence & Digital Assets AML Specialist (FIUL) Location: Remote, with approximately one week of travel to Roatán, Honduras per month Engagement: Fractional / Part-Time, with potential to transition into a full-time position Institution: Roatán Financial Services Authority (RFSA) – Próspera ZEDE About the Role The Roatán Financial Services Authority (RFSA) is seeking an experienced Financial Intelligence & Digital Assets AML Specialist to support its financial intelligence, anti-money laundering, and financial crime risk functions. This is a specialized role for a professional with strong practical experience in Anti-Money Laundering and Counter Financing of Terrorism (AML/CFT), digital assets, cryptocurrency transaction monitoring, blockchain analytics, and financial crime investigations . The successful candidate will initially join under a fractional arrangement, with the potential to transition into a full-time position. The role can be performed remotely; however, approximately one week of travel to Roatán, Honduras per month is expected. Key Responsibilities Analyze suspicious activity and transaction patterns involving digital assets and cryptocurrency. Assess AML/CFT, fraud, sanctions, and financial crime risks across regulated financial and digital asset businesses. Conduct blockchain transaction tracing and identify potentially suspicious wallet activity, counterparties, and transaction flows. Review and analyze Suspicious Activity Reports (SARs) and Suspicious Transaction Reports (STRs). Assess AML/CFT programs, transaction-monitoring controls, customer due diligence, enhanced due diligence, sanctions screening, and beneficial ownership controls. Support regulatory examinations and assessments of financial institutions and virtual asset service providers. Identify emerging cryptocurrency fraud, money-laundering, sanctions-evasion, and financial crime typologies. Prepare clear analytical findings, regulatory reports, and recommendations. Liaise with regulatory authorities and other relevant domestic and international stakeholders. Contribute to the continued development of RFSA's financial intelligence and digital asset supervisory capabilities. Required Experience Minimum 5 years of substantive experience in AML/CFT, financial crime, compliance, investigations, or financial intelligence . At least 3 years of relevant experience within a financial institution, financial regulator, financial intelligence environment, law-enforcement financial investigation function, fintech, cryptocurrency institution, or Virtual Asset Service Provider (VASP). Demonstrable hands-on experience investigating, monitoring, or assessing cryptocurrency and digital asset transactions . Practical experience with blockchain analytics tools such as Chainalysis, TRM Labs, Elliptic, or equivalent . Experience with transaction monitoring, suspicious activity investigations, SAR/STR analysis, AML risk assessment, and fraud detection. Strong understanding of FATF standards, sanctions, KYC, CDD/EDD, beneficial ownership, PEPs, and source-of-funds/source-of-wealth analysis. Strong written and verbal communication skills in English . Preferred Qualifications Professional Spanish proficiency. Experience working within recognized banks, regulated financial institutions, cryptocurrency exchanges, fintech companies, blockchain analytics companies, financial regulators, or financial intelligence units. CAMS, CFCS, CFE, ICA or equivalent financial crime certification. Chainalysis, TRM Labs, Elliptic or other digital asset investigation certification. Experience working with regulators, law enforcement, or international financial crime investigations. Experience in both traditional banking and digital assets is highly desirable. Ideal Candidate We are particularly interested in professionals who combine traditional financial crime and AML expertise with hands-on cryptocurrency investigation experience . The ideal candidate understands how financial institutions manage AML risk but is equally comfortable tracing blockchain transactions, assessing wallet exposure, identifying crypto-related fraud typologies, and evaluating the AML controls of digital asset businesses. Candidates may be based in the Americas or Europe and should be comfortable traveling periodically to Roatán, Honduras.