Head of Finance (Financial Control)

Tabby creates financial freedom in the way people shop, earn, and save by reshaping their relationship with money. Over 15 million users choose Tabby to stay in control of their spending and make the most out of their money. Our flagship offering allows shoppers to split their payments online and in-store with no interest or fees. Over 40,000 global brands and small businesses — including Amazon, Noon, IKEA, and SHEIN — use Tabby to accelerate growth and gain loyal customers by offering easy and flexible payments. Tabby generates over $10 billion in annual transaction volume for its partner brands and is the highest-rated, most-reviewed, largest, and fastest-growing FinTech in the GCC region. Founded in 2019, Tabby has since raised +$1 billion in equity and debt funding from global and regional investors and is now valued at $3.3 billion. About the role: We are seeking a Head of Finance (Financial Control) - KSA to lead finance operations for Tabby Financing Company CJSC . This role will be pivotal in ensuring robust financial reporting, statutory compliance, and governance for our Saudi entity. The Financial Controller will own monthly closing, statutory and tax filings, SAMA prudential reporting, treasury operations, and external audits, while building a strong internal controls environment. This position will also be central to our ongoing ERP migration to Oracle NetSuite, ensuring our systems and processes meet the highest regulatory and audit standards. Key Responsibilities Lead monthly, quarterly, and annual closing for KSA, ensuring accuracy, timeliness (D+3 target), and completeness. Ensure compliance with IFRS (esp. IFRS 9, 15, 16) , SOCPA standards, ZATCA regulations (CIT, Zakat, VAT, WHT, CTDF), and SAMA reporting requirements. Oversee treasury and liquidity management for KSA, including bank accounts, merchant settlements, mandates, and payment approvals . Manage external audits and deliver audit-ready financials with complete documentation. Establish, document, and strengthen internal controls across all finance processes. Support provisioning and ECL calculations under IFRS 9 for customer and merchant receivables. Drive ERP re-platforming (Oracle NetSuite) and integrations. Prepare and submit statutory and prudential reports to SAMA , and tax filings to ZATCA , on time. Manage intercompany and transfer pricing compliance, working closely with Group Tax. Build, coach, and develop a high-performing local finance team in KSA. Partner cross-functionally with Compliance, Legal, Product, and Operations to ensure finance readiness for new product launches (wallet, BNPL, cards, remittance, loyalty/cashback). Skills, Knowledge and Expertise Education & Certification: Bachelor’s in Accounting/Finance; SOCPA qualification required (CPA, ACCA, CMA also considered with SOCPA eligibility). Experience: 8–12+ years in controllership, statutory reporting, or finance leadership in FinTech, banking, payments, or Big 4 FS audit . Strong knowledge of IFRS and local KSA accounting/tax regulations. Demonstrated expertise in regulatory reporting (SAMA, ZATCA) and external audit management. Experience with ERP systems ( Oracle NetSuite preferred ); e-invoicing (ClearTax or equivalent) is a plus. Advanced Excel; exposure to SQL/data analysis a plus. Proven track record in building and leading finance teams. Excellent communication and stakeholder management skills in both Arabic and English. Strong analytical, problem-solving, and process improvement mindset. High integrity, judgment, and ability to thrive under pressure in a fast-growth environment. Benefits Flexible working model with trust and autonomy from day one. A high-growth environment with ownership and responsibility that will accelerate your career. Participation in the company’s employee stock options program. Comprehensive health insurance. Flexi Perks: a monetary benefit to spend on what matters most to you — health, well-being, education, or professional development.