Head of Payments · Stripe · Solidgate · US Subscription SaaS

Our client is a profitable and fast-growing B2C subscription SaaS company operating in the US market. The business is already generating 7-figure monthly revenue and is scaling aggressively with a lean, high-performance team. The company works in a complex subscription billing environment where payments performance directly impacts revenue growth. They are now hiring their first dedicated Head of Payments to fully own and optimize the entire payments function. What makes this role interesting Direct impact on revenue through payment performance optimization Full ownership of the payments domain Lean, high-ownership environment with fast decision-making Strong performance-based bonus structure Opportunity to work on large-scale US subscription billing operations What the company is looking for This is a senior hands-on individual contributor role. The company is NOT looking for: corporate banking profiles finance/accounting professionals strategy-only leaders people managers disconnected from execution They are specifically looking for someone who personally operates and improves payment infrastructure in a high-volume subscription environment. Current state & opportunity Current payment acceptance rate is 60%. The goal is to reach 90% through structured milestones. Chargeback ratio is currently at ~1.5% and under control. Main responsibilities Manage and optimize merchant accounts and payment processors Improve payment acceptance/approval rates Work with payment orchestration and routing logic Monitor and reduce chargebacks, disputes, and payment-related risks Leverage AI and automation tools to streamline payment operations — reducing manual work and scaling impact without growing the team Collaborate with internal teams when billing issues affect funnel performance Analyze payment performance and optimize recurring billing flows Build strong relationships with PSPs/acquirers Ideal background Strong preference for candidates with experience in: B2C subscription SaaS mobile subscription products high-risk payments dating gambling/iGaming cybersecurity crypto aggressive consumer subscription businesses Must-have experience 5+ years in payments/payment operations Strong hands-on experience with: payment orchestration PSP management merchant accounts approval/acceptance optimization recurring billing/subscription payments chargebacks/risk management Deep understanding of US billing/acquiring ecosystem Experience with modern payment infrastructure such as Stripe, Solidgate, or similar platforms Compensation & Setup Remote Full-time B2B contract Competitive compensation discussed individually + uncapped performance-based bonus structure Eastern Europe preferred