High Net Worth Underwriter

Job Type: Permanent Build a brilliant future with Hiscox The role Existing Business Underwriting sits with Distribution with teams located throughout the UK mainly in our regional underwriting hubs including Colchester and York. The team forms part of Hiscox UK’s central distribution operations function and are responsible for the volume underwriting of our referrals across existing business. The team directly influence the delivery of portfolio underwriting targets and play a pivotal role in the portfolio change cycle. The team work alongside colleagues in the regional teams to deliver superb service in line with the agreed strategy and growth objectives. The role will provide a breadth of development opportunities and exposure to our products, state of the art underwriting platform and underwriting strategy. What you’ll be doing You’ll be underwriting our Art and Private Client products in line with our high standards Underwriting across both our direct and broker distribution channels for high value household, motor, overseas properties and travel insurance policies. Working towards a balanced business scorecard of performance accountabilities that can included targets across growth, retention and broker experience. Developing your sales skills and appreciation of sales and underwriting strategy in collaboration with the wider teams and regions Effectively negotiating with both internal and external parties and identified points of contact within brokers Challenging non-standard underwriting decisions leveraging the expertise of product specialists and underwriting managers Showing courage and innovation by spotting process improvements and how we can do things differently to improve the customer experience and drive profitable growth Our must haves You’ll have some experience as an underwriter within personal lines business A logical and analytical thinker A natural flair for building relationships enabling you to develop close rapport with brokers A collaborate team player who understands that their teams success is their own success Be an ambassador of Hiscox and demonstrate ‘going the extra mile’ dedication and commitment in a fast growing and demanding area of the business Ambitious and driven, someone who can self-motivate and achieve results Ideally Diploma CII qualified or exempt through relevant experience as defined by the FCA About Hiscox As an international specialist insurer, we are far removed from the world of mass market insurance products. Instead, we are selective and focus on our key areas of expertise and strength - all of which is underpinned by a culture that encourages us to challenge convention and always look for a better way of doing things. We ensure the unique and the interesting. And we search for the same when it comes to talented people. Hiscox is full of smart, reliable human beings that look out for customers and each other. We believe in doing the right thing, making good and rebuilding when things go wrong. Everyone is encouraged to think creatively, challenge the status quo and look for solutions. Scratch beneath the surface and you will find a business that is solid, but slightly contrary. We like to do things differently and constantly seek to evolve. We might have been around for a long time (our roots go back to 1901), but we are young in many ways, ambitious and going places. Some people might say insurance is dull, but life at Hiscox is anything but. If that sounds good to you, get in touch. Diversity and flexible working at Hiscox At Hiscox we care about our people. We hire the best people for the job, and we are committed to diversity and creating a truly inclusive culture, which we believe drives success. Working life does not always have to be in the office so we have introduced hybrid working to encourage a healthy work life balance. This hybrid working model is set by the team rather than the business to enable you to manage your own personal work-life balance. We see it as the best of both worlds; structure and sociability on one hand, and independence and flexibility on the other. #LI-JC1 #LI-Hybrid Work with amazing people and be part of a unique culture