Latam Product Compliance and Risk Manager

Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer . Wise is pioneering a new era of cross-border finance. As we expand our footprint in Brazil, we are looking for a FinCrime Product Compliance Manager to join our team. In this role, you will be the bridge between complex Brazilian Financial Crime regulations and our Product/Engineering teams. Your mission is to enable the launch of innovative products and partnerships while ensuring our FinCrime risk profile is managed through robust, scalable, and customer-centric controls. You will ensure that Wise Brazil remains compliant with BCB Circular 3,978/2020 and other key regulations without compromising the seamless experience our customers expect. Your Mission Enable Growth: Support the Brazil and Global Platform teams in launching new products and partnerships by deeply understanding FinCrime risks and designing associated controls. 1LOD Ownership: Act as a hands-on compliance partner within the product development cycle, translating regulatory requirements into technical specifications for engineers and product managers. Risk Management: Identify, mitigate, and oversee the FinCrime control environment, ensuring that our Brazilian offering adheres to both local mandates and Wise’s global risk appetite. Key Responsibilities Control Design & Product Innovation Collaborate with Product Managers and Engineers to design KYC, AML, and Anti-Fraud controls that are practical, scalable, and customer-oriented. Perform pre-launch and ongoing FinCrime risk assessments for new products and features. Ensure controls scale with the product by developing automated monitoring processes to mitigate financial crime risk effectively. Regulatory Risk & Advisory Provide expert advice on existing and forthcoming BCB and CMN regulations (e.g., Circular 3,978/2020, among others). Translate "regulatory problems" into technical opportunities, helping teams build risk-based products from the ground up. Collaborate with 2LOD (Compliance) to stay ahead of regulatory shifts and ensure the Product team is aligned with current guidance. Audit, Remediation & External Relations Issue Management: Oversee the remediation of FinCrime-related issues and ensure timely mitigation of regulatory risks. Audit Representation: Lead responses to regulatory audits and partner due diligence; challenge findings where necessary in collaboration with 2LOD. External Stakeholders: Represent Wise in meetings with Banking Partners and the Central Bank of Brazil (BCB), articulating our FinCrime framework and product logic with clarity. What this role offers The chance to work at the heart of the product development cycle in one of the world’s fastest-growing Fintechs. Direct impact on how millions of customers move and manage money in Brazil. A high-autonomy environment where you are empowered to lead solution designs for complex regulatory landscapes. Expertise: Deep knowledge of Brazilian FinCrime regulations (specifically BCB Circular 3,978/2020) and their application in Payment Institutions and FX markets. Technical Fluency: Ability to communicate effectively with Engineers and Product Managers, providing actionable recommendations rather than just quoting policy. Problem Solver: A data-driven approach to compliance, using regulations to drive smart business decisions. Ownership: A natural owner who drives projects from inception to completion with extreme attention to detail. Bilingual: Fluent in English and Portuguese (mandatory). Global Mindset: Comfortable working across time zones with a collaborative, "think outside the box" spirit. Bonus Skills: Experience with B2B partnership compliance. Familiarity with CVM regulations or investment management compliance. Proficiency in Jira, Confluence, or specialized Risk & Control software For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit Wise.Jobs . Keep up to date with life at Wise by following us on LinkedIn and Instagram .