Legacy Protection Advisor | Remote Member Benefits Services
Company:
AO – American Income Division of Globe Life
Location:
100% Remote | U.S. Applicants Only
Schedule:
Flexible | Full-Time Opportunity
Experience:
Entry-Level Welcome | Training & Mentorship Provided
Protect Families. Build Relationships. Create a Career With Lasting Value.
Are you looking for a
work-from-home career
where helping people, professional growth, and earning potential come together?
AO is seeking motivated, service-driven professionals to join our growing virtual team as
Legacy Protection Advisors
. You'll work with individuals and families who are seeking information about available insurance benefits, helping them understand their options and make informed decisions about protecting the people and financial responsibilities that matter most.
This opportunity combines
member service, benefits education, relationship building, and consultative insurance sales
in a fully remote environment.
No prior insurance experience? That's okay.
We provide
training, mentorship, licensing guidance, and ongoing professional development
for motivated candidates ready to learn.
✔ 100% Remote / Work From Home
✔ Qualified Member Opportunities — No Traditional Cold Calling
✔ Weekly Commission-Based Pay + Performance Bonuses
✔ Flexible Scheduling
✔ Training & One-on-One Mentorship
✔ Renewal & Residual Income Opportunities
✔ Leadership & Career Advancement
What You'll Do
As a
Legacy Protection Advisor
, you'll meet virtually with members and families to understand their needs, educate them about available benefits, and provide ongoing service.
Member Consultations & Benefits Education
Conduct scheduled consultations through Zoom and phone
Connect with members interested in learning about available benefits
Identify individual and family protection needs
Explain life insurance and supplemental benefit options clearly
Answer questions regarding coverage, policy features, and benefits
Provide needs-based coverage recommendations
Guide eligible clients through applications and enrollment
Assist with required documentation and account information
Long-Term Member Support
Your relationship with clients continues beyond enrollment. Responsibilities may also include:
Conducting policy reviews
Assisting with beneficiary updates
Answering coverage and policy questions
Helping with account and policy service requests
Providing claims-related guidance
Following up as client needs change
Maintaining accurate digital records
Building lasting relationships through exceptional service
The goal is to become a
trusted, long-term resource
for the families you serve.
Qualified Member Opportunities
📞
Spend More Time Helping — Not Prospecting
Representatives receive access to qualified member opportunities, including individuals who have expressed interest in learning more about available benefits.
This allows you to focus on:
Scheduled member conversations
Benefits education
Needs analysis
Virtual consultations
Enrollment assistance
Client follow-up
Relationship building
Ongoing member service
Representatives are not required to purchase leads.
Our approach emphasizes
education, needs-based recommendations, service, and trust rather than high-pressure sales tactics.
Compensation & Income Opportunity
💰
Weekly Performance-Based Compensation
This is a
commission-based opportunity and does not provide a guaranteed hourly wage or salary
.
Compensation opportunities may include:
Weekly commission payments
Performance-based bonuses
Renewal income
Long-term residual income opportunities
Leadership incentives
Performance recognition and rewards
Because compensation is performance-based, there is
no predetermined income ceiling
; however, earnings are directly tied to individual production and results.
Individual earnings vary based on activity, production, consistency, performance, and business results. No specific level of income is guaranteed.
100% Remote Work
Build your career from home while connecting with members virtually.
Benefits of the remote environment include:
No daily commute
Flexible scheduling
Virtual client appointments
Digital business systems
Remote training and mentorship
Virtual team collaboration
Greater control over your work environment
Successful remote representatives bring the
discipline, organization, and accountability
necessary to manage their schedule and responsibilities independently.
Training & Mentorship Provided
🎓
No Insurance Experience Required
We'll help you learn the business through structured development that may include:
Virtual onboarding
Insurance licensing guidance
Product and benefits education
Client needs assessment
Customer service development
Virtual presentation skills
Consultative sales training
Enrollment procedures
Client relationship management
Weekly coaching and workshops
One-on-one mentorship
Leadership development
Ongoing professional education
Candidates who are not currently licensed receive
guidance through the state insurance licensing process
.
Leadership & Career Advancement
For individuals interested in building beyond an entry-level position, AO offers opportunities to develop into leadership based on demonstrated results.
A potential development path may include:
Legacy Protection Advisor → Mentor → Team Leader → Management → Senior Leadership
Advancement is based on
performance, consistency, initiative, professional development, and demonstrated leadership ability—not simply tenure.
Benefits, Recognition & Professional Support
Qualifying representatives may have access to:
❤️ Medical reimbursement program
🛡️ Company-supported life insurance
💵 Renewal and residual income opportunities
🤝 Union representation and support through OPEIU Local 277, where applicable
📈 Leadership development programs
💻 Virtual business technology and resources
🏆 Performance recognition programs
✈️ Company-sponsored incentive travel for qualifying performers
🎓 Leadership conferences and professional development events
Program availability, eligibility, and qualification requirements may apply.
Who We're Looking For
Successful candidates typically demonstrate:
Excellent verbal and written communication
Strong active-listening skills
Customer- and member-focused mindset
Relationship-building ability
Professionalism, integrity, and reliability
Self-motivation and personal accountability
Strong organization and time management
Effective problem-solving and critical thinking
Comfort working independently from home
Confidence using Zoom and virtual communication tools
Ability to learn new technology and systems
Goal-oriented mindset
Coachability and openness to feedback
Commitment to providing exceptional member service
Experience That Transfers Well
Experience in the following areas can be valuable, but is
not required
:
Customer service, member services, sales, insurance, financial services, banking, healthcare, recruiting, retail, hospitality, account management, education, military service, business development, leadership, or management.
We place significant value on
communication, professionalism, work ethic, coachability, and willingness to learn.
Minimum Requirements
Applicants must:
Be at least
18 years of age
Be physically located within the
United States
Be legally authorized to work in the United States
Hold or be willing and eligible to obtain the appropriate
state Life & Health Insurance License
Have access to a computer or laptop
Maintain reliable high-speed internet
Have webcam and microphone capability
Maintain a quiet, professional home workspace
Be comfortable meeting with clients virtually
Be willing to complete required training and professional development
Licensing guidance is provided for candidates who are not currently licensed.
Interview Process
Qualified applicants will first complete a
brief virtual career overview
explaining the position, responsibilities, compensation structure, licensing expectations, training, and career path.
Candidates who would like to continue can then schedule a
live Zoom interview with our hiring team
.
This allows you to learn more about the opportunity before deciding whether it is the right career fit for you.
Ready to Build Your Legacy?
If you're looking for a
remote career where your performance can directly influence your income and advancement
, while helping families understand and secure valuable financial protection, we'd like to hear from you.
Whether you're starting a new career or bringing transferable experience from another industry,
AO provides the training, mentorship, and opportunity—you bring the motivation and commitment to grow.
Apply today to be considered for the Legacy Protection Advisor opportunity with AO – American Income Division of Globe Life.
Protect Families. Serve Members. Build Relationships. Create Your Legacy. 🚀