Processor

Posted Monday, May 4, 2026 at 5:00 AM Join a winning team of innovative thinkers, seasoned mortgage professionals, and financial experts. Build your career at Planet—recognized as a Top Mortgage Employer by National Mortgage Professional. Job Summary The Processor is primarily responsible for the gathering and review of loan documentation that meets Federal, State, and Investor requirements to prepare for underwriting review and loan closure. Essential Duties and Responsibilities Manages a pipeline of mortgage loans. Reviews file submissions for accuracy and completeness. Verifies that all required documents are properly located in the loan files. Performs initial review of income, credit report, and assets to ensure lender guidelines are met. Requests and follows up on all outstanding items with borrowers. Maintains high level of customer service by being proactive in communicating with borrowers and team members. Provides clear, effective communication with borrowers and team members when completing file-related activities. Understands and ensures all compliance and regulatory requirements are adhered to according to federal and state laws and regulations as well as company guidelines. Submits completed loan package to Underwriter for review and approval Submits completed loan package to Closing upon final review Ensure the loan origination system is kept up to date with current and accurate information. Miscellaneous duties as assigned. Position Requirements Education High school diploma or equivalent required Experience Minimum two (2) years of mortgage experience with a variety of investors (FNMA, FHLMC, FHA, VA, USDA) Mortgage processing experience preferred. Functional/Technical Skills Effective written and verbal communication skills Working knowledge of mortgage loan documents, loan origination program and underwriting guidelines Demonstrates a commitment to quality customer service Strong attention to detail Well organized with the ability to multi-task Demonstrates strong time management skills with the ability to meet deadlines Works well with others Proficient in all compliance-related regulations including RESPA and TRID Strong mathematical skills Strong PC skills (MS Office products) and experience with mortgage origination systems. Encompass experience preferred. Licensing If applicable, maintain individual licenses as required per state regulations/SAFE Act. Environmental/Physical Demands Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of an employee. The Company reserves the right to amend or modify this document at any time and without notice. Benefits Our benefits package includes 3 comprehensive Cigna or Kaiser medical plans, dental, and vision insurance. We provide short term and long-term disability insurance, basic life insurance, 401(k), and 11 employer paid holidays. In addition, we offer supplemental benefits to include life insurance, critical illness and accident plans. Planet Home Lending does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of an enforceable, fully executed agreement for a specified position, Planet Home Lending has no obligation to pay any compensation or recruiter fee of any kind. In the event a recruiter, agency or other similar third-party submits a resume or candidate without a valid binding agreement, Planet Home Lending explicitly reserves the right to pursue and hire those candidate(s) without any obligation or compensation to the referring party. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Planet Home Lending. If you or your agency would like to be considered as a future recruiting partner, please email [email protected] .