R&D Specialist - CL

Looking for more than just a job? You’ve found it. At Pekin Insurance, you’re not a number—you’re part of something bigger. For over 100 years, we’ve built a community where people are valued, supported, and empowered to grow. Here, you’ll find a workplace where collaboration is real, ideas are welcome, and the work you do truly matters. We’re proud to help people through life’s toughest moments—and it’s our people who make that possible. From day one, you’ll be encouraged to bring your whole self to work, take on meaningful challenges, and grow in ways that matter to you. Learn more about Pekin Insurance Here! Position Overview The Research and Development (R&D) Specialist is responsible for developing new products and enhancements, maintenance of existing products for regulatory compliance, and researching emerging industry issues. This position supports the Commercial Lines Underwriting department in the achievement of established corporate profit and growth goals. Essential Job Functions Manages assigned lines of commercial products to ensure profitable growth Completes assigned Commercial Lines research and development projects to facilitate profitable growth Develops new products, coverage enhancements to existing products, and required regulatory changes to existing Commercial Lines products Maintains Commercial Lines manuals and forms to ensure regulatory compliance and quality control Obtains and analyzes industry information and competitor market research for assigned projects and lines of business Identifies, analyzes, and provides information on state regulatory law changes, advisory organization compliance changes, and industry emerging issues to ensure compliance and evaluates opportunities and threats Analyzes and provides innovative solutions to issues discovered in assigned projects Reviews and provides recommendations on all assigned Commercial Lines project specifications and requirements Performs other duties as assigned Education & Experience Required Bachelor’s degree in Safety Management, Occupational Safety, or related field required Typically requires 5+ years of industry experience Preferred or Specialized Prior experience with commercial insurance rating Certifications & Licenses Possession of or demonstrated progress toward earning a Chartered Property Casualty Underwriter (CPCU) designation Knowledge, Skills & Abilities Demonstrated ability to: Read and interpret insurance policy language and various state or federal regulations Communicate effectively in both oral and written form Analyze, organize and prioritize work while meeting multiple deadlines Define problems, collect data, establish facts, and draw valid conclusions Take initiative and work independently or with teams Demonstrated skill in: Completing assignments accurately and with attention to detail Demonstrated knowledge of: Insurance industry and terminology within specialized product lines Applicants must be authorized to work in the U.S. without sponsorship now or in the future. Pay Range : $73,000 - 98,000 This range is based on the expected level of experience and skills for this position. Final compensation will depend on individual Benefits: Health, Dental and Vision Insurance Generous 401(k) with company match Paid Time Off (PTO) with Paid Holidays Flexible/Hybrid Work Schedule Paid Volunteer Program For more information about the benefits we offer, please visit our Careers Page .