Remote Life Insurance Agent

Job Description Remote Life Insurance Agent – Pre-Set Client Appointments Want to spend more time meeting with interested clients and less time cold calling, buying leads, or chasing friends and family? At MeridianLight , we give agents a structured system designed around client appointments, professional training, technology, and ongoing support. We specialize in helping teachers and public employees with retirement planning , including tax-efficient retirement and financial protection strategies using products such as Indexed Universal Life (IUL) insurance and annuities . Our goal is simple: help agents spend more time having meaningful client conversations and building their business. What Makes MeridianLight Different ✅ Pre-Set Appointments — Meet with prospective clients who have expressed interest instead of relying primarily on cold calling ✅ Specialized Market — Focus on teachers, educators, and public employees with retirement planning needs ✅ 2-Week Structured Onboarding — Learn our appointment process, products, technology, and sales system ✅ Training & Mentorship — Receive ongoing coaching and professional development ✅ AI-Powered Technology — Access CRM tools, scripts, automation, and AI-assisted resources ✅ 100% Remote — Conduct client appointments virtually from anywhere in the U.S. ✅ Flexible Schedule — Build your work schedule around your availability Compensation Performance-based income (commission) Typical commission per sale: $2,000–$3,000+ Top performers may earn $10,000–$25,000+ per month No cap on commission earnings Actual earnings vary based on individual production, product, case size, and sales performance. Compensation is not guaranteed. What You'll Do Meet virtually with pre-scheduled prospective clients Learn about each client's financial situation, retirement goals, and concerns Educate clients about available retirement and financial protection strategies Present appropriate life insurance, IUL, and annuity solutions based on client needs Build professional, trust-based client relationships Follow up with prospective and existing clients Manage appointments and client activity through our CRM Follow a structured sales and documentation process Participate in ongoing training and professional development Ideal Candidate Interested in life insurance, IUL, annuities, and retirement planning Strong communication and interpersonal skills Comfortable speaking with clients through Zoom and other virtual platforms Self-motivated, coachable, and goal-oriented Able to work independently in a remote environment Interested in building a long-term, performance-based income Previous sales, insurance, financial services, education, or other client-facing experience is helpful but not required Qualifications Active life insurance license or willingness to obtain the appropriate license before conducting insurance sales Must reside in the United States Strong organization and time-management skills Comfortable using CRM systems and virtual communication tools Ability to follow established sales and compliance procedures Commitment to ongoing learning and professional development Important Note This is a 1099 independent contractor, commission-based opportunity , not a salaried or hourly position. Products include life insurance, Indexed Universal Life (IUL) , and fixed/fixed-indexed annuity solutions used for retirement and financial protection planning. Individual results vary. Earnings are based on personal production and sales performance and are not guaranteed.