Senior Credit Analyst

Senior Credit Analyst About Us 🚀 Bridgit is a leading non-bank lender transforming the way Australians access property finance. Purpose-built to make property transactions faster and easier, we pioneered the Buy Now, Sell Later solution – empowering homeowners to unlock their property equity and move on their terms. With a simple digital application, fast approvals, and flexible loan options, we’re making property finance seamless and stress-free. We’re now four years old and making huge strides. We have accredited over two-thirds of Australia’s broker network, and launched white label solutions with Australia’s largest aggregators – Connective, Aussie Home Loans, Finsure, and Loan Market Group – and we’re just getting started. Our momentum has been recognised with awards such as Best Growth Story at the 2025 Fintech Awards, 2025 Finder People’s Choice Award for Lending Innovation, the finalist for Excellence in Lending (Business & Consumer) at the 2025 Finnies, Deloitte's tech fast 50 2025 and finally; being recognised as one of LinkedIn’s top 20 Start Up’s in Australia 2025. The role: In this role, you will take ownership of the end-to-end mortgage assessment journey from submission to settlement, providing clear and proactive communication to brokers, customers, and internal teams to resolve queries with speed and precision. Beyond managing daily workflows and competing SLAs to hit our performance targets, you will play a key part in upholding our credit risk framework and driving the evolution of our processes through automation and continuous improvement initiatives. What you’ll do: Assess mortgage applications from submission to settlement. Liaise with brokers, customers, and internal teams to solve queries quickly and clearly. Improve credit processes and help drive automation in our workflows. Manage competing priorities and SLAs to meet daily, weekly, and monthly goals. Ensure compliance with credit policies and help us uphold a strong credit risk framework. What we’re looking for: Experience in residential lending — Across both conforming and non-conforming. Strong financial and credit analysis skills, with a sharp eye for identifying risk. Comfort reading and verifying supporting documents for fast decision-making. Excellent organisation and communication skills. A collaborative, curious mindset with a passion for doing great work. A proactive approach to problem solving and a love of process improvement. Bonus points if you’re familiar with broker-led channels or startup/scale-up environments. Our Culture and Benefits Bridgit values its team, they are the heart of how we build this business. Along with competitive remuneration, slick offices and the chance to be part of an innovative, agile fintech, we also offer: Extra Leave – We offer birthday leave + an additional day of paid leave to be used for life events, celebrations, or just a mental health reset. Two Weeks from Anywhere – We encourage employees to work remotely from a location of their choice for two weeks each year. Learning and Development – All employees are encouraged and empowered to engage in professional development, including a number of learning initiatives run internally. Social Events – We have a jam-packed social scene, with events throughout the year to bring the team together! Ready to Make an Impact? If you're passionate about transforming lending and want to join a team that values fresh thinking and real impact, we’d love to hear from you. Apply now and help shape the future of finance! 🚀 A heads-up that because we operate in the financial services space, any offer made will be subject to successful pre-employment screening, including reference checks and a standard police check. Department Credit Team Role Senior Credit Analyst Locations Sydney Remote status Hybrid