Senior Credit Risk Manager

Job Title Senior Credit Risk Manager Job Description Vacancy: Director level, Senior Credit Risk Manager Location: London, UK Department: Risk Management What we are looking for: At Rabobank, we believe effective risk management is a strategic enabler of long-term success. We are seeking a Director level , Senior Credit Risk Manager to help guide that ambition. As a trusted second line leader, you will influence key business decisions, advise senior stakeholders, and drive excellence in credit risk management, portfolio oversight and governance. Working closely with colleagues across the UK, Europe, Africa and Asia, you will play a critical role in enabling commercial success through forward-looking risk management while supporting sustainable growth. This is an opportunity to make a meaningful impact within a highly respected international financial institution where risk management is viewed as a strategic enabler of business success. The ideal candidate will be highly skilled in credit analysis, transaction structuring, portfolio risk management, credit approval and stakeholder engagement. You will have a strong understanding of corporate and structured lending, with the ability to identify emerging risks, challenge effectively and translate complex risk considerations into clear, commercially sound decisions. Key areas of focus include: Providing independent risk assessment, challenge and approval of complex lending transactions. Monitoring portfolio trends, emerging risks and concentration exposures. Influencing strategic risk discussions and supporting risk governance activities. Acting as a trusted adviser to senior stakeholders, including the Head of Risk Management UK. Building strong partnerships across business, Risk, Legal, Compliance, Audit and other specialist functions. Sharing expertise across regional and global teams to support a consistent and proactive risk management culture. Skills & Experience Required: Our ideal candidate will bring expertise in wholesale, corporate lending credit risk, with a proven track record of approving complex transactions and balancing strong commercial judgement with disciplined risk management. Significant experience operating within a senior Credit Risk or Risk Management role in banking or financial services. Expertise in assessing and approving complex corporate, leveraged and/or structured lending transactions. Strong portfolio risk management experience, including identifying emerging risks, concentration exposures and market trends. Proven ability to influence, challenge and build credibility with senior stakeholders and decision-makers. Excellent analytical skills, with expertise in financial analysis, credit assessment and risk evaluation. Strong understanding of risk governance, regulatory frameworks and wholesale banking products. Commercially astute, solution-oriented and confident in making high-impact decisions. Strong leadership qualities with a collaborative approach and the ability to build effective relationships across the three lines of defence and international teams. Rabobank UK is the London branch of Coöperatieve Rabobank U.A. , a Dutch multinational cooperative bank headquartered in Utrecht. The UK office focuses on serving corporate clients, with expertise in: Corporate lending and structured finance. Leveraged finance. Project finance. Treasury and risk management. Capital markets. M&A advisory. What we offer you: We provide a collaborative and supportive environment where our employees can thrive. This is an opportunity to innovate, influence, and make a lasting impact within an organisation committed to excellence, growth, and sustainable success. We work flexibly at Rabobank, combining the benefits of working at the London office and working from home, allowing the best of both worlds to come together. Rabobank UK’s focus reflects Rabobank Group’s global strategy to be a leading financial partner in the Food & Agri sector, while also supporting the Energy Transition, and expanding into Banking for Europe’s Fundamental Sectors. As well as helping our clients to grow their businesses, we are fully committed to growing our people to make them the best that they can be. We embrace differences and strive to create a truly inclusive work culture, based on trust and respect for all. A place where everyone can be themselves and bring their whole selves to work along with their unique experiences, background, and expertise. We strive to empower our people to focus on their wellbeing, by providing a range of resources that will enable them to flourish both in and outside of the workplace. Our ambition is to maintain sustainable, meaningful, and collaborative working environments so that our people understand how they contribute to our vision and overall mission, they can be healthy at work and bring the best version of themselves to our vibrant UK Branch community. We are an equal opportunities recruiter. Should you require any additional support at any stage of the recruitment process due to a disability or health condition, or if you require any support or assistance due any individual characteristics you may have, please do not hesitate to contact a member of the Talent Acquisition Team who will work with you to consider any adjustments, or support, which we can reasonably make or provide. As part of our Disability Confident commitment, we operate a guaranteed interview scheme for candidates with disabilities who meet the minimum essential criteria for the role. Should you require any more information, or you would like to opt into the scheme please contact the Talent Acquisition Team on fm.uk.london.recruitment@rabobank.com . Application Process: Deadline for application: 16 September 2026, (due to high volume of applications this advert may close prior to the posted close date). Applications via LinkedIn message or email will not be reviewed, please apply via the link. https://www.linkedin.com/company/rabobankeuropeafrica