Senior Developer

Work Location- Remote- United States US Salary Range- $100K-$115K https://www.exlservice.com/us-careers-and-benefits Key Responsibilities Lead and support multiple client engagements within the Life Insurance and Annuity domain. Collaborate with business stakeholders, project managers, business analysts, and development teams to analyze business requirements and design effective technical solutions. Participate in project planning, estimation, and solution architecture discussions. Conduct design reviews and provide recommendations on application architecture, data flow, and system integration. Ensure adherence to Project Life Cycle Methodology, IT control policies, and corporate architecture standards. Prepare and maintain high-level and low-level technical design documents and specifications. Provide technical leadership to development and support teams across onshore and offshore locations. Drive code quality through code reviews, best practices, and development standards. Identify opportunities for process improvement, automation, and adoption of emerging technologies. Stay current with industry trends, technologies, and market developments related to Life Insurance and Annuity products. Must be able to understand and leverage latest AI capabilities via enterprise tools like GitHub Copilot, Claude Code and in-house Models to gain operational efficiency and high throughput. Essential Functions Strong experience in Life Insurance, Annuity products, and Policy Administration Systems. Minimum 8+ years of experience in development, maintenance, and support projects involving Mainframe technologies, preferably COBOL, DB2 / SQL , C#, and .NET. Minimum 6+ years of experience working with SQL databases. Strong understanding of Policy Administration System architecture and design principles. Experience working directly with clients and managing technical delivery across distributed teams. Excellent analytical, problem-solving, and interpersonal skills. Strong written and verbal communication skills. Working knowledge of version control tools like Git. Working knowledge and understanding of AI tools and features like Skills, custom Agents, Custom instructions, MCP, hooks etc. for operational excellence with judicious token utilization. Primary Internal Interactions Operations Team (Noida) Onshore Product Team Senior Leadership of EXL LifePRO/LISS & Business Fellow Exec/ Sr. Exec/ LAM / AM & Managers (Delivery and Support) with in EXL LifePRO/LISS Internal & External Auditors/ISG/BCP personnel Technical Skills COBOL and C# SQL .NET Framework Git and GitHub or any other Git Repository understanding API Design and Integration Technical Design Documentation Coding and Code Reviews GitHub Copilot and Claude Code Application Architecture and Solution Design Process Specific Skills Knowledge of emerging technologies and industry trends in the Life Insurance and Annuity sector. Experience with automation initiatives and modern software development practices. Professional certifications in Life Insurance, such as LOMA, are highly desirable. Soft skills (Desired) Excellent written and verbal communication skills Strong leadership and team management capabilities Self-motivated and results-oriented Ability to work independently with minimal supervision Strong stakeholder management skills Ability to lead and influence large cross-functional teams Soft Skills (Minimum) Strong Technical Curiosity – does not have to be asked to show initiative and investigate to find the root problems and suggest resolutions Good communication skills Good analytical skills. Strong Team player & ability to build & sustain the team Education Requirements BS/BA/MBA/MS graduate Bachelor's Degree in Technology (B.Tech) or Master's Degree in Computer Applications (MCA) Work Experience Requirements 8-12 years in a various roles associated to Software Coding, Maintenance & Support and Technical Documentation Key Responsibilities Lead and support multiple client engagements within the Life Insurance and Annuity domain. Collaborate with business stakeholders, project managers, business analysts, and development teams to analyze business requirements and design effective technical solutions. Participate in project planning, estimation, and solution architecture discussions. Conduct design reviews and provide recommendations on application architecture, data flow, and system integration. Ensure adherence to Project Life Cycle Methodology, IT control policies, and corporate architecture standards. Prepare and maintain high-level and low-level technical design documents and specifications. Provide technical leadership to development and support teams across onshore and offshore locations. Drive code quality through code reviews, best practices, and development standards. Identify opportunities for process improvement, automation, and adoption of emerging technologies. Stay current with industry trends, technologies, and market developments related to Life Insurance and Annuity products. Must be able to understand and leverage latest AI capabilities via enterprise tools like GitHub Copilot, Claude Code and in-house Models to gain operational efficiency and high throughput. Essential Functions Strong experience in Life Insurance, Annuity products, and Policy Administration Systems. Minimum 8+ years of experience in development, maintenance, and support projects involving Mainframe technologies, preferably COBOL, DB2 / SQL , C#, and .NET. Minimum 6+ years of experience working with SQL databases. Strong understanding of Policy Administration System architecture and design principles. Experience working directly with clients and managing technical delivery across distributed teams. Excellent analytical, problem-solving, and interpersonal skills. Strong written and verbal communication skills. Working knowledge of version control tools like Git. Working knowledge and understanding of AI tools and features like Skills, custom Agents, Custom instructions, MCP, hooks etc. for operational excellence with judicious token utilization. Primary Internal Interactions Operations Team (Noida) Onshore Product Team Senior Leadership of EXL LifePRO/LISS & Business Fellow Exec/ Sr. Exec/ LAM / AM & Managers (Delivery and Support) with in EXL LifePRO/LISS Internal & External Auditors/ISG/BCP personnel Technical Skills COBOL and C# SQL .NET Framework Git and GitHub or any other Git Repository understanding API Design and Integration Technical Design Documentation Coding and Code Reviews GitHub Copilot and Claude Code Application Architecture and Solution Design Process Specific Skills Knowledge of emerging technologies and industry trends in the Life Insurance and Annuity sector. Experience with automation initiatives and modern software development practices. Professional certifications in Life Insurance, such as LOMA, are highly desirable. Soft skills (Desired) Excellent written and verbal communication skills Strong leadership and team management capabilities Self-motivated and results-oriented Ability to work independently with minimal supervision Strong stakeholder management skills Ability to lead and influence large cross-functional teams Soft Skills (Minimum) Strong Technical Curiosity – does not have to be asked to show initiative and investigate to find the root problems and suggest resolutions Good communication skills Good analytical skills. Strong Team player & ability to build & sustain the team Education Requirements BS/BA/MBA/MS graduate Bachelor's Degree in Technology (B.Tech) or Master's Degree in Computer Applications (MCA) Work Experience Requirements 8-12 years in a various roles associated to Software Coding, Maintenance & Support and Technical Documentation The posted range is the hiring range for this role — a subset of the broader range available to employees over time — and reflects base salary across our national hiring scale. Final offers are based on several factors, including the candidate's skills and experience, internal pay equity, work location, market conditions for the role, and the specific scope and responsibilities of the position. The top of the range is reserved for candidates who notably exceed the requirements; the lower end applies to those with less experience or fewer preferred qualifications. For positions based in higher-cost zones (e.g., California, New York, New Jersey), actual compensation may exceed the posted range; your recruiter will share specifics during the process.