Senior Growth Value Manager - Simplii Financial

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com What you'll be doing Simplii Financial is a modern, customer-first organization, and growth is not an accident here. The Growth team is the discipline responsible for finding and acting on the signals that move the business forward, living at the intersection of data, customer behaviour, and product performance. As Senior Growth Intelligence Manager, you sit at the heart of that work. You translate customer and business growth into sustainable financial value, operating at the intersection of Growth, Product, Finance, Treasury, and Analytics to combine customer behaviour, cohort performance, financial outcomes, and banking economics into commercial decisions that move the business forward. This is a role for someone who can answer not just whether an initiative will grow the business, but how much sustainable incremental value it will create. You are embedded in a squad as the financial and value-management subject matter expert, partnering with Product Owners, Analytics, Design, Technology, and Growth teams to evaluate opportunities, support prioritization, shape business cases, and measure realized outcomes. You turn complex financial and customer analysis into clear, executive-ready recommendations. At CIBC we enable the work environment most optimal for you to thrive in your role. You'll have the flexibility to manage your work activities within a hybrid work arrangement where you'll spend 1-3 days per week on-site, while other days will be remote. How you'll succeed Commercial value analysis - You build financial models to evaluate growth initiatives, customer offers, pricing decisions, and product investments. You develop business cases and forecasts incorporating revenue, expenses, customer behaviour, funding economics, and balance sheet implications. You evaluate opportunities using incremental profitability, payback period, customer lifetime value (CLV), and expected return, and you translate complex analyses into executive-ready recommendations that clearly define assumptions, tradeoffs , risks, and expected outcomes. Cohort, customer and relationship economics - You develop customer lifetime value (CLV) and cohort economics frameworks to evaluate long-term customer profitability, retention, balance growth, and relationship value. You analyze cohort performance over time to identify drivers of acquisition quality, engagement, attrition, profitability, and lifetime value. You evaluate customer acquisition economics, including customer acquisition cost (CAC) relative to expected lifetime value and incremental relationship value, and you partner with Analytics and Growth teams to build metrics and dashboards that connect customer behaviour to financial outcomes. Growth, pricing and deposit economics - You partner with Growth teams to evaluate campaign, acquisition, activation, engagement, and retention economics. You assess incentives, promotional offers, pricing changes, and other growth investments across deposit and banking products. You analyze customer acquisition cost (CAC), incremental balances, retention, pricing elasticity, customer sensitivity, and expected lifetime profitability. You incorporate funding costs, funds transfer pricing (FTP), margin, and balance sheet economics into pricing analysis and net interest income (NII) impact scenarios, and you distinguish genuinely incremental behaviour from activity that may have occurred without the initiative. Experimentation and investment decisions - You partner with Growth, Product, and Analytics to translate business hypotheses into measurable customer and financial outcomes. You support success metrics, economically meaningful thresholds, A/B test evaluation, and controlled experiment measurement. You assess adoption, balances, revenue, profitability, implementation costs, and the economics of scaling experiments or investments, and you compare competing opportunities using consistent value frameworks while monitoring post-launch performance against expected outcomes. Squad contribution and value realization - You operate as the financial and value-management subject matter expert within your squad. You support backlog prioritization by bringing customer, cohort, financial, and commercial perspectives into planning discussions. You establish key performance indicators (KPIs), track expected versus realized benefits, identify performance drivers, and provide leadership reporting. You apply lessons from previous investments to improve future business cases, assumptions, and commercial decisions. Who you are You have relevant experience. You bring 5 to 8 years of experience in banking, corporate finance, treasury, pricing, consulting, business analytics, product economics, or a closely related field, with very strong Microsoft Excel and financial modelling skills and experience developing sophisticated business cases and decision-support models. A strong understanding of financial statements, profit and loss (P&L) drivers, commercial economics, cohort analysis, and customer profitability is essential. Experience in financial services, fintech, or a regulated environment is required . Familiarity with Structured Query Language (SQL) or business intelligence (BI) and data visualization tools is an asset. You put the customer first, always. You look for opportunities where better customer outcomes and stronger business economics reinforce each other. You build the financial case for doing right by the customer, and you push back when a growth initiative optimizes a short-term metric at the expense of long-term customer value. You give meaning to data. You are curious, analytical, and comfortable working through complex customer, cohort, and financial information to identify what matters. You do not just report what the numbers say. You develop a point of view on what they mean and what the business should do about it. You have strong financial acumen. You understand how commercial decisions flow through the profit and loss statement (P&L), and you are comfortable with revenue, margin, net interest income (NII), funding costs, profitability, lifetime value (LTV), customer acquisition cost (CAC), net present value (NPV), internal rate of return (IRR), and return on investment (ROI). You think in economics, not just metrics. You are exceptional at financial modelling. You have very strong Excel proficiency and can build dynamic forecasts, customer lifetime value (CLV) and pricing models, scenario analyses, portfolio profitability models, and break-even analyses. Your models are rigorous, well-structured, and built to support decisions, not just describe them. You think like an owner. You look beyond individual metrics to the overall economics of the business, balancing client outcomes, revenue, costs, risk, and long-term profitability. You are accountable for the quality and impact of your recommendations, not just the analysis behind them. You collaborate in agile environments. You work effectively across Growth, Product, Finance, Treasury, Analytics, Marketing, Risk, Design, and Technology, and you contribute to squad planning, prioritization, and iterative delivery with clarity and credibility. Values matter to you. You bring your real self to work, and you live our values - trust, teamwork, and accountability. #LI - TA What CIBC Offers At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *Subject to plan and program terms and conditions What you need to know CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [email protected] CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. Job Location Toronto-81 Bay, 21st Floor Employment Type Regular Weekly Hours 37.5 Skills Analytical Thinking, Business Cases, Business Development, Business Planning, Market Research, Product Analysis, Product Development, Product Management