Senior Legal Counsel

Hi! We're Mercuryo , and we’re on a mission to redefine finance by blending the best of traditional banking with the power of decentralized finance (DeFi). We believe everyone deserves seamless access to Web3 and traditional financial services, so we're building the platform that makes it real: one that simplifies crypto and integrates it into the broader financial ecosystem. Since launching in 2018, we've grown into a recognized force in the industry, named one of Europe's Fastest-Growing Startups 2025 by Sifted and awarded Best Crypto On-Ramp & Payments Solution 2025 by Cryptonomist. We've partnered with leading brands including Visa, Mastercard, MetaMask, Trust Wallet, Ledger, and Jupiter, powering over 200 products and collaborating directly with major ecosystems like Solana, Consensys, and BNB Chain. Why Mercuryo? Industry Impact Join us in helping world-class Web3 projects onboard millions of new users into the next generation of finance. Innovative Environment Collaborate with more than 300 talented professionals from diverse backgrounds — including banking, SaaS, and Web3 - all united in delivering outstanding user experiences. AI-First Culture We actively integrate AI across the company, from operations and analytics to marketing and product workflows. It helps teams move faster, improve productivity, and focus on high-impact work - while maintaining human oversight and accountability at every step. We see AI as a core part of how our teams innovate, collaborate, and scale. Growth and Learning Our expanding network of 200+ B2B partnerships and a user base of over 7 million means there’s always room to grow your skills, tackle new challenges, and push boundaries. Flexible Culture We’re remote-first, celebrating diversity across 30 countries. At Mercuryo, you’ll be empowered to take ownership of your work, spark creativity, and shape how we move forward together. About the Role: We are looking for a Senior Legal Counsel to join Mercuryo's legal team. This is a role focused on external-facing legal work across our payments and fintech business. You will own a defined scope independently, with minimal oversight, and be trusted to deliver. The role sits at the intersection of legal and compliance, with a strong focus on European payment regulations, external partner contracts, and regulatory frameworks. You'll be working closely with the Head of Legal and collaborating with compliance, product, and business teams. Your Role: External Contracts & Partner Relations Review, negotiate, and prepare comments on inbound contracts from acquirers, liquidity providers, and other external partners. Own the legal relationship with third-party payment and financial institutions from a contractual standpoint. Prepare and maintain Terms & Conditions for company products, websites, and applications. Regulatory & Compliance Support Navigate European payment legislation (EMD2, PSD2, AML/CFT frameworks) and apply it to day-to-day legal tasks. Support compliance with requirements from payment institutions and financial regulators. Understand DORA and MiCA frameworks at a conceptual level; ability to go deeper as needed. Team Contribution Act as a reliable second pair of eyes on legal matters handled by colleagues when needed (e.g. during absences). Flag risks proactively and come with proposed solutions, not just problems. What We're Looking For: 8+ years in legal roles within European financial institutions, payment companies, or banks. A degree in law from a reputable university. Strong grounding in European payment law and regulation — a must. Experience sitting at the intersection of legal and compliance/AML. Background in drafting and negotiating contracts with financial counterparties. Highly detail-oriented and self-sufficient — able to manage their scope independently with minimal oversight. Experience with crypto would be a sufficient plus. Fluency in English (written and verbal). Practical experience applying AI tools in daily workflows (beyond basic ChatGPT usage). What We Offer: Competitive market rate salary and performance-based incentives. 22 days annual leave with an additional 6 company days, plus bank holidays. Comprehensive health insurance plans. Maternity & Paternity leave support. Extensive benefits program. Flexible work schedule and remote work options. Modern offices and co-working spaces across 6 countries. Working equipment. Professional development and training opportunities. Opportunity to shape the initiatives you’re working on. Diverse and friendly team. We are open-minded to new ideas. Join Us! If you're driven to be a part of the Web3 forefront and are keen to leave your mark on this rapidly evolving field, Mercuryo is an excellent choice. Discover our open positions and see how you can contribute to shaping the future! Mercuryo is an equal opportunity employer and prohibits discrimination and harassment of any kind. We are committed to providing employees with a work environment that is progressive and open-minded. Our employment philosophy is to hire the best people and empower them to do the best work of their lives. Employment decisions are based on business needs and individual merit, without regard to race, colour, religion, ethnicity, sexual orientation, nationality, marital status, gender, age, disability, veteran status, or any other characteristic protected by law. Mercuryo is also committed to providing reasonable accommodations during the application process for qualified individuals with disabilities. If you require assistance to complete your application, please contact our Talent Team.