Senior Risk Pricing Analyst

We’re looking for a Senior Pricing Analyst to join our Risk Pricing team in Bristol. You’ll lead the development of sophisticated pricing and risk models for motor insurance, helping to shape data-driven, competitive pricing strategies that support strong financial outcomes and sustainable growth. What you'll be responsible for: Build and improve pricing models: Lead the creation and refinement of actuarial models used to price motor insurance products, ensuring they remain robust, accurate and responsive to market conditions. Analyse risk and performance: Conduct deep-dive analyses to identify risk factors, trends and patterns; run experience studies and profitability reviews to evaluate model performance and recommend enhancements. Partner across the business: Collaborate with underwriting, finance, product and other teams to align pricing strategy with wider business objectives and support product development and planning. Support governance and compliance: Maintain awareness of relevant regulation and actuarial standards, helping ensure pricing activity is compliant and well-controlled. Communicate insight: Produce clear reports and presentations for senior stakeholders, explaining complex technical findings in an accessible way. Coach and upskill others: Provide technical guidance and mentoring to colleagues, contributing to capability-building across the team. Drive continuous improvement: Identify process improvements and adopt new techniques and tooling to increase efficiency and effectiveness. What you'll need: Strong actuarial/pricing background with experience developing and refining models for pricing and risk assessment. Advanced analytical and problem-solving skills, with a track record of improving approaches beyond traditional risk cost modelling. Practical programming/analytics capability (e.g., Python and SQL), including data manipulation and model implementation. Excellent written and verbal communication skills, able to influence non-technical stakeholders. Collaborative working style and the confidence to engage with senior stakeholders. High attention to detail and a strong focus on controlled, well-documented analysis. Industry experience: 3+ years in a similar pricing/risk modelling role (motor insurance experience preferred). Our Benefits Hybrid working – 2 days in the office and 3 days working from home 25 days annual leave, rising to 27 days over 2 years’ service and 30 days after 5 years’ service. Plus bank holidays! Discretionary annual bonus Pension scheme – 5% employee, 6% employer Flexible working – we will always consider applications for those who require less than the advertised hours Flexi-time Healthcare Cash Plan – claim cashback on a variety of everyday healthcare costs Electric vehicle – salary sacrifice scheme 100’s of exclusive retailer discounts Professional wellbeing, health & fitness app - Wrkit Enhanced parental leave, including time off for IVF appointments Religious bank holidays – if you don’t celebrate Christmas and Easter, you can use these annual leave days on other occasions throughout the year. Life Assurance - 4 times your salary 25% Car Insurance Discount 20% Travel Insurance Discount Cycle to Work Scheme Employee Referral Scheme Community support day