Senior Safeguarding & Reconciliation Officer (Riga) Own reconciliation and safeguarding controls for a licensed e-money institution in Riga. Bring accuracy to payments, reporting and client funds. We usually respond within two weeks 🌍 About the Company The client is a Latvian-licensed electronic money institution operating in a regulated financial services environment. The company provides payment and electronic money services in line with European Union and Latvian regulatory requirements. Professionals joining the team can work close to core FinTech operations, payment flows, client funds protection and regulatory reporting. The role offers strong exposure to an international payments environment while staying connected to practical, hands-on finance operations. 💼 About the Role As Senior Safeguarding & Reconciliation Officer , you will take ownership of client funds safeguarding, payment reconciliation and settlement controls. You will maintain and improve safeguarding procedures, support liquidity management, prepare regulatory reports and act as a key point of contact with the local supervisory authority. The role combines hands-on financial operations with ownership of regulated processes and close collaboration across finance, payments and compliance. 🔍 Responsibilities Reconcile daily payment transactions and settlements across internal systems, bank accounts, payment partner reports and accounting records; Take ownership of the client funds safeguarding process, ensuring the safeguarding framework, controls and procedures remain compliant with applicable regulatory requirements; Review, maintain and further develop safeguarding policies, procedures and internal controls, identifying gaps and implementing improvements where required; Monitor incoming and outgoing payment flows, identify discrepancies and coordinate timely resolution; Control payment card transactions, including commission and fee accounting; Oversee EKS transaction control, settlement account balances and liquidity needed for settlements; Prepare financial, statistical and regulatory reports for supervisory authorities; Act as a key point of contact with the Bank of Latvia on matters related to safeguarding, regulatory reporting and relevant supervisory requests; Take ownership of the preparation, accuracy and timely submission of relevant regulatory reports and supporting documentation; Produce daily, weekly and monthly finance reports and support data accuracy in accounting records; Track regulatory changes and drive the implementation of required updates to safeguarding and related financial control processes; Prepare information for internal controls, external audits and supervisory authority requests; Work closely with accounting, IT, payment operations and compliance teams to keep daily processes reliable and efficient. 🎓 Requirements Higher education in finance, economics, accounting or a related field; Solid understanding of accounting principles, financial controls and payment accounting; Understanding of payment services, FinTech operations and electronic money institution processes; Hands-on experience with client funds safeguarding within a regulated financial institution; Practical experience with regulatory reporting and working directly with a financial supervisory authority; Good understanding of safeguarding requirements, regulatory controls and the ability to review and develop related policies and procedures; Strong analytical skills and high attention to detail when working with financial data; Good Microsoft Excel skills; Clear communication skills and a collaborative working style; Professional English skills suitable for working with financial documentation and cross-functional teams. Nice to Have Experience in a bank, electronic money institution or FinTech company; Experience with EKS and Latvian Bank electronic reporting systems; Experience using data analysis or visualization tools such as Power BI ; Familiarity with regulatory reporting, audit support or client funds safeguarding controls. 🤝 Key Competencies Strong ownership mindset with the confidence to take responsibility for the safeguarding function and related regulatory processes; Ability to review existing processes, identify gaps and independently drive improvements; Accuracy and ownership when handling sensitive financial data; Structured problem-solving when investigating reconciliation breaks; Strong prioritisation across daily, weekly and monthly reporting deadlines; Confidence working with regulated processes and internal controls; Practical collaboration with finance, payments, IT and compliance stakeholders. ✨ The Employer Offers Work in a Latvian Bank-licensed electronic money institution ; Direct involvement in payment operations, safeguarding and financial control processes; Exposure to an international FinTech environment; Professional development in a regulated financial services setting; Hybrid work model with a modern office in central Riga; Health insurance ; If you want a role where accuracy, payments knowledge and regulatory discipline genuinely matter, this is a strong next step. Apply now and help keep payment operations, reporting and client funds controls running with confidence. Divisions Financial Department Locations Latvia Remote status Hybrid Monthly salary €3,500 - €5,000 Employment type Full-time About HHHUB, UAB Not a generic recruitment agency that just discovered fintech - every placement we make is a step toward a stronger European fintech ecosystem. We connect you with opportunities you won't always find posted publicly, matched to your experience and goals, backed by honest guidance and real support from the first chat to offer. Expect respectful hiring stages, honest feedback, and realistic expectations at every step. We work like insiders, not CV brokers, so you can make the right career decision. #locations-map { display: none; }