The Senior Underwriting Strategy Analyst supports the Director of Underwriting Strategy in driving portfolio performance, optimizing underwriting, and advancing strategic initiatives across the underwriting lifecycle. This role blends analytics, underwriting expertise, and cross-functional leadership to improve risk selection, profitability, and operational efficiency.
Accountabilities:
Underwriting Strategy & Portfolio Management
Support development and execution of underwriting strategies aligned to growth, profitability, and risk appetite goals
Analyze portfolio performance trends (loss ratio, hit rate, retention, pricing adequacy) and recommend actionable improvements
Monitor underwriting guidelines and identify opportunities for refinement based on emerging experience and market dynamics
Assist in segmentation strategies to optimize risk selection and pricing precision
Data Analysis & Insights
Conduct advanced data analysis to identify drivers of loss, profitability, and underwriting performance
Develop dashboards, scorecards, and reporting frameworks for leadership visibility
Partner with actuarial, data science, and finance teams to evaluate pricing models and assumptions
Translate complex data into clear, actionable recommendations for underwriting leadership
Underwriting Governance & Execution
Support governance frameworks including referral processes, authority structures, and underwriting controls
Perform audits and quality assurance reviews to ensure adherence to underwriting guidelines
Identify process gaps and recommend enhancements to improve consistency and decision quality
Cross-Functional Collaboration
Partner with Product, Actuarial, Claims, Distribution, and Operations to align strategy and execution
Contribute to product development, coverage enhancements, and market positioning initiatives
Support field underwriting teams with insights, tools, and strategic guidance
Process Improvement & Transformation
Identify and lead initiatives to streamline underwriting workflows and reduce friction
Support automation, digitization, and decision-support tool development
Drive continuous improvement in underwriting efficiency and scalability
Strategic Projects
Lead or support high-impact initiatives such as:
New program or segment launches
Profitability remediation strategies
Expansion into new markets or distribution channels
Prepare executive-level presentations and strategic recommendations