VCIB Intern, Social Purpose Real Estate (4-Month Contract)

Our Story & Purpose: We’re Vancity, a member-owned credit union built on the principles of inclusion and social justice. Since 1946, our relentless commitment to these values has helped us challenge the status quo and break down barriers. We’ve made bold commitments to become net-zero by 2040 across all mortgages and loans, and we’re actively pursuing strategies in Indigenous banking and financial resilience for our members. As the largest private sector Living Wage Employer in Canada, we’re proud to be consistently recognized as one of the country’s Top Employers. If you’re ready to join our team of 2,700 diverse individuals, access competitive rewards and benefits, and be part of a greater movement - apply today! Your Role in Supporting Our Members: As a VCIB Intern, Social Purpose Real Estate (SPRE), you will support the management and growth of Vancity Community Investment Bank’s commercial real estate portfolio. Working closely with the Social Purpose Real Estate team, you will gain hands-on experience in portfolio management, commercial lending, credit analysis, borrower monitoring, and climate reporting activities. This role provides exposure to social purpose real estate financing while helping support annual reviews, loan renewals, property inspections, and business reporting. We are looking for a curious, analytical, and results-oriented student with an interest in commercial real estate, finance, and social impact investing. This is a Full-time, 4-Month Internship role starting in September based at our Toronto office and will report directly to the Senior Manager, Commercial Real Estate . This role is fully on-site and requires 4-5 days per week in the office. How You'll Make an Impact: Supporting ongoing portfolio management by coordinating client requests for information related to annual loan reviews and loan renewals Tracking borrower reporting requirements and ensuring timely submission of required documentation Coordinating and performing annual property site visits across the Social Purpose Real Estate portfolio Assisting with annual loan review activities by reviewing client financial information and supporting credit risk assessment processes Reviewing covenant compliance, client risk assessments, and business sustainability information Supporting the collection, analysis, and reporting of climate data related to commercial real estate and business mortgage portfolios Assisting with updating loan pricing reports and affordable housing unit tracking reports Collaborating with team members on commercial real estate lending and portfolio management initiatives Supporting special projects and other duties as assigned What You’ll Bring to the Team: Current post-graduate or graduate program in Finance, Commerce, Business Administration, Economics, Real Estate, Engineering, Law, or a related discipline Eligibility to participate in a co-op or internship program Strong interest in commercial real estate, lending, social purpose investing, or financial services Strong analytical and problem-solving skills with the ability to review and interpret financial information Experience using Microsoft Excel and other business productivity tools Excellent communication, time management, and organizational skills Ability to work independently while contributing effectively as part of a collaborative team Strong attention to detail and commitment to producing high-quality work Extra Skills That Set You Apart: Previous experience in banking, lending, financial services, or customer-facing roles Foundational financial modelling skills including familiarity with DSCR, LTV, sensitivity analysis, and core credit metrics Exposure to commercial real estate finance, underwriting, development finance, or asset-level cash flow analysis You’ll Thrive Here If You Are: Team-Oriented – You enjoy collaborating with others and contributing to a positive team environment. Technology Savvy – You are comfortable learning new systems and leveraging technology to improve efficiency. Critical Thinker – You evaluate information carefully and ask thoughtful questions. Curious & Innovative – You are eager to learn, explore new ideas, and continuously expand your knowledge. Results-Oriented – You take ownership of your work and focus on delivering quality outcomes. We value lived experience, so if you are interested in this role, we encourage you to apply even if you feel your skills don't perfectly align with those listed. What You’ll Earn: This role offers a pay range of $27.85 per hour . Why You’ll Love Working Here: A career at Vancity is more than just a job, you’re joining a tradition of change-makers who are creating lasting change for our communities. Beyond base pay, we offer a comprehensive total rewards package to ensure our employees are empowered to thrive: Living Wage Employer : We’re the largest private-sector Living Wage Employer in Canada and consistently ranked among Canada’s Top Employers Customizable Benefits : Permanent employees receive flexible benefit packages that can be tailored annually to meet evolving needs Generous Vacation : New employees start with 3-4 weeks of vacation per year, with additional days earned over time Extra Stat Holidays : In addition to BC’s 11 statutory holidays, we offer 2 extra days, plus care days for personal or family illness Immediate Health Coverage : Health and dental benefits begin on your hire date, with three levels of coverage to choose from Defined Benefit Pension : Our retirement plan provides a guaranteed income for life, recognizing that retirement looks different for everyone Vancity Talent Programs: Vancity supports an inclusive hiring process for candidates who self-identify as Indigenous, Black, or Trans. With special permission from the BC Human Rights Commissioner, this initiative provides access to career development opportunities, prioritized job screening, and feedback. Any information you choose to share will be stored securely and used only for recruitment and career development connected to this initiative, in line with the BC Personal Information Protection Act (PIPA). For details, please see our dedicated Talent Programs job posting. This role is an open vacancy, and our hiring process is grounded in fairness, transparency, and inclusion. We are committed to an inclusive, barrier-free and accessible recruitment experience for all candidates. If you require any accommodations or support at any stage of the recruitment process, including the application stage, we encourage you to let us know. We’re here to work with you to ensure your needs are met promptly and effectively. All requests will be handled with the utmost respect and confidentiality, so you can participate fully in the process.