About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description Visa Consulting and Analytics (VCA) teams are focused in helping key clients that include global banks and retailers and other merchants, as well as local FinTech’s and governments. Our goal is to help clients solve strategic payment challenges and identify opportunities by supporting in benchmarking, ideation, definition, implementation, and monitoring of recommendations. Resulting in our clients receiving end-to-end support that help them achieve scale, competitive advantage, and speed to market in the digital age. Exemplary projects: How can a retail bank drive activation and usage of payment solutions (e.g., cards) in specific customer segments? How can an airline build and enhance its payment value proposition for consumers and/or small businesses? How can a credit card issuer use emerging technologies like open banking to acquire new customers? How can an acquirer or merchant better understand customer loyalty? VCA engages clients throughout Europe and is organised in teams within, UK & Ireland, South Europe, Nordics & Baltics, Central Eastern Europe, and Central Europe. The current position is to join our Global Graduate programme within the Southern Europe cluster and is based in Vienna, Austria. Day to day responsibilities of a Graduate Consultant: Help drive business insights with data gathering and market trend analysis thanks to our superb data analytics powered by Visa data. Support the VCA team in the delivery of projects for Visa clients across various domains, from payments, digital, products to strategy, including project management. Co-lead strategy to market activities including but not limited to workshops, client meetings, content development etc. Complete detailed analysis on client data and identify preliminary trends and themes in the data with some guidance. Conduct market research and data analysis to identify insights in the payment industry. Support senior consultants in developing and delivering high-quality advisory solutions to clients, such as business strategy, product development & pricing, customer segmentation and customer experience improvement. Visa’s Graduate Programme: This is a program where you are supported with various skills and development sessions throughout your time as a Graduate. By joining VCA as a Graduate you will: Work alongside an experienced and dynamic team, as well as top clients, expanding your knowledge in the payments sector and our consulting practices. Gain access to ad hoc training resources such as Buddy, Mentor, your own learning path, project coaching and more to accelerate your career plan, such as Visa University. Develop your management consulting skills in a global market leader consulting organization, with top-notch practices Have access to Visa’s Benefits and relocation allowance when applicable Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Visa Europe is home to a talented team of 15,000 individuals with unique backgrounds, perspectives, and experiences. Our campaign YOUniqueness, Accepted Everywhere is all about allowing our team to unleash the talent and potential that is uniquely their own. We’re looking for the next generation of change agents – dreamers and creatives - who are fascinated by new technology and want to be empowered to change the way business is done. Therefore, our requirements are few: Effective communication skills – Oral and written fluency in German is required in addition to high level of English (written/spoken). Graduating and ready to start by November 2026 Proficient storytelling, including delivery of executive documents and presentations Curious mindset with an interest in solving problems alongside strong analytical and quantitative skills, driving insight from data analysis. Demonstrated teamwork and relationship-building skills. Interest in technology and the payments industry Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.