Product Engineer (Software Engineer)

About the Role This is a full-stack product engineering role at a fast-growing consumer fintech company building tools that help everyday people access earned wages, build credit, and manage cash flow. You'll work closely with product, engineering, and business leaders to ship high-impact features directly used by a growing base of paying subscribers. What You'll Do Build product features end-to-end, including domain models, business logic, and API integrations. Drive incremental, data-informed releases toward ambitious product milestones. Use SQL and analytics tooling to evaluate product and system performance regularly. Test and debug complex state machines in an event-driven, pub/sub backend to ensure a seamless user experience. Ship to production daily via a rapid CI/CD pipeline, owning implementations end-to-end and responding to production incidents as needed. What We're Looking For 3+ years building backend features end-to-end for production systems. Proficiency designing and consuming RESTful APIs, including authentication/authorization patterns and rate limiting. Experience with event-driven architectures and message queues (e.g., Kafka, Pub/Sub, or similar). Experience with relational databases (PostgreSQL or MySQL), including data modeling and query optimization. Hands-on experience with CI/CD pipelines, version control, automated testing, and code review processes. Experience debugging complex state machines in event-driven systems. Experience building consumer-facing products (not exclusively B2B). Strong computer science fundamentals — algorithms, data structures, and system design. Excellent cross-functional communication skills, with the ability to translate technical concepts for non-technical stakeholders. Nice to have: Experience with Go (Golang) deployed on GCP. Nice to have: Background at early-stage startups or in high-growth environments. Compensation & Benefits Salary range: $120,000 – $200,000 USD annually . Visa sponsorship is available. Location On-site in San Francisco, CA .