Account Protection Specialist - Future Opportunities

Job Description - Account Protection Specialist - Future Opportunities (24000829) Job Description Account Protection Specialist - Future Opportunities - 24000829 Description You Lead the Way. We’ve Got Your Back. #6 Philippines Best Workplaces 2023 #10 on Fortune Magazine’s 2023 World’s Most Admired Companies #1 in the J.D. Power 2022 U.S. Credit Card Satisfaction Study of National Credit Card Issuers With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally. At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong. Join Team Amex and let's lead the way together. As a brand built on going above and beyond to provide the best customer experience, having the most exceptional colleagues is paramount. As the face of the company, you can create positive interactions with our customers every day– from curating a unique travel or lifestyle experience to helping them with their everyday needs. And, you can grow your skills through industry-leading training and ongoing coaching, all while learning what it means to continually set the standard for world class, customer-first service. Find your place in service on #TeamAmex. This position is responsible for providing excellent service to our valued U.S. card members whose accounts have potential fraud activity. As an Account Protection Specialist you will be responsible for building relationships with our customers. This role will involve making outbound or inbound calls, in order to identify fraudulent charges. The role also involves reviewing fraud claims from Card members, and servicing transaction level credit and fraud related inbound calls from merchants Making a pro-active attempt to identify fraudulent charges via inbound and outbound calls. Answer inbound calls from Card members and set up/action fraud cases on calls Review fraud claims from Card members. Upon review, a decision needs to be made to either accept the claim from the Card member or reject it for payment of the balance owed and eventually making a contact with the merchant through correspondence. Subsequently, necessary maintenance to the account is required, to send appropriate correspondence and make financial adjustments to either parties and notate the account. Service transaction level credit and fraud related inbound calls from merchants and card members Detect and minimize credit and fraud risk whilst enabling profitable spend at the same time Real time, transaction level credit and fraud risk assessments Point of Sale (POS) approval Charge reversals Resolve cases within the assigned empowerment limit A successful Account Protection Specialist is one who: Has a proven ability to provide exceptional customer service to our card members/merchants, by demonstrating empathy, building rapport, active listening and showing understanding. Utilize their knowledge of products and service to provide positive solutions Excellent analytical skills and ability to make accurate decisions Communicates in a professional manner, leading the conversations with the card members/merchants towards a mutually beneficial outcome Drives results, gains personal satisfaction from achieving quality outcomes for the organization Can provide quality service within specified department targets Excellent communication and customer service skills Good time management and prioritizing of tasks Ability to work within a busy and demanding team environment · Please note that this is a future opportunity in American Express. Minimum Qualifications Qualifications: Minimum work experience of 2 years of customer service experience in a be in a related industry, over the phone, with a passion for building customer loyalty through exceptional listening, relationship building and verbal communication Should have previous Fraud experience Ability to work in a fast paced metric driven environment with proficient multitasking and navigation Demonstrated consultative experience, ability to influence, resourceful Creative problem-solving, eager to find customized solutions Bachelor’s degree, associate degree, college undergrads may apply Additional Details: Location: BGC Corporate Center 2, 5th Avenue corner 30th Street, Bonifacio Global City, Taguig Workplace Flexibility: Full time. Must be amenable to follow a hybrid work arrangement (onsite and work from home) Work From Home Requirements: Must have at least 25 mbps internet connection plan / speed Must have a private & quiet area to work at home American Express offers a fantastic and diverse working environment. High performance is rewarded with target driven incentives. We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include: Competitive base salaries Bonus incentives Support for financial-well-being and retirement Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need Generous paid parental leave policies (depending on your location) Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities] Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations. To know more about our recruitment process, you may watch this short video – What to Expect: Recruitment at American Express Excited to be part of #TeamAMEX? Walk-in applications will be processed on the same day. If you are interested and your relevant experience is aligned with the requirements of the role, you may visit our Career Center from Mondays to Fridays, 10am to 5pm at BGC Corporate Center 2, 5th Avenue corner 30th Street, Bonifacio Global City, Taguig (entrance is at 30th Street cor. Lane A). Job Credit Primary Location Philippines-PHL-Taguig City Schedule Full-time Job Posting Jan 19, 2024, 10:40:55 AM - Ongoing Careers MANAGE YOUR PROFILE Candidates Students Employees ABOUT About American Express Investor Relations Manage Your Profile MANAGE YOUR PROFILE Candidates Students Employees About About About American Express Investor Relations Follow Life at Amex on Visit American Express Site Map AdChoices Privacy Statement Terms of Service Contact Us Contact Us × Americas Recruitment.Support.Americas@invalidemail.com United Kingdom Recruitment.Support.UK@invalidemail.com Europe and the Middle East (excl UK) Recruitment.Support.EMEA@invalidemail.com India Recruitment.Support.India@invalidemail.com Japan, Asia and Australia (excl India) Recruitment.Support.JAPA@invalidemail.com Student Opportunities campusrecruitment@invalidemail.com At American Express, you'll be recognized for your contributions, leadership, and impact - every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong. American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. US Job Seekers - Click here to view the Know Your Rights poster and the Pay Transparency Policy Statement. Additional Note for US Applicants: American Express does not currently utilize the AI capabilities of its application management platform in making employment decisions. If you have a disability and would like to request an accommodation in order to apply for a position you may contact us by emailing RecruitmentOperationsServicing@aexp.com . Please indicate if you would prefer a response via email or phone. US applicants may also contact us by using the US Toll Free number 1-833-707-1981.