Banking Group Sr Portfolio Officer

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! Summary The Banking Group Senior Portfolio Officer provides strategic leadership for Portfolio Management teams within an assigned Banking Group and serves as a senior leader within Credit Administration. This role is accountable for talent development, portfolio management execution, risk discipline, process excellence, and regulatory readiness while supporting the Bank’s growth objectives. The position develops and influences enterprise portfolio management practices, develops future leaders, and promotes consistent, high-quality credit risk management across the organization. Duties & Responsibilities Lead, develop, and manage Portfolio Manager Team Leads; build a high-performance, accountable culture focused on excellence, collaboration, and leadership development. Provide strategic oversight of assigned Banking Group’s portfolio management activities to ensure consistent underwriting quality, sound risk management, and adherence to the Bank’s credit appetite and policies. Lead process improvement, technology adoption, and operational efficiency initiatives, including workflow enhancements, nCino usage, AI-enabled efficiency opportunities, and portfolio management best practices as assigned by Credit Administration Leadership. Drive execution of regulatory, policy, and procedural requirements; promote disciplined processes that support safety, soundness, documentation quality, and audit readiness. Build strong partnerships with Commercial Banking leaders, Credit Officers, Risk partners, and executive leadership to support strategic objectives and resolve complex portfolio issues. Identify, develop, and mentor future leaders; build organizational capacity, succession plans, and career development opportunities across Portfolio Management. Exercise delegated credit authority and provide guidance on annual servicing, renewals, risk ratings, and portfolio management practices to support sound credit decisions. It is the responsibility of this role to take ownership of all tasks and challenges that they encounter in the operation of their assigned position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Qualifications Education Requirements Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or related field required. Graduate School of Banking or advanced business degree preferred. Minimum Experience Minimum 10 years of commercial banking, credit administration, portfolio management, underwriting, or related lending experience. Minimum 5 years of leadership experience managing managers and/or large professional teams. Demonstrated experience approving or influencing complex commercial credit decisions. Proven track record leading organizational change, process improvement, and talent development initiatives. Licenses & Certifications None required. Additional Physical Demands Periodic travel to assigned markets, leadership meetings, and other Bank locations as needed. Knowledge, Skills, & Abilities Translates enterprise objectives into clear team priorities. Balances local market needs with Bank-wide priorities and long-term growth objectives. Demonstrates strong judgment and decision-making on matters of significance. Advanced knowledge of commercial lending, underwriting, portfolio management, and credit risk principles. Strong understanding of banking regulations, loan policy, risk management practices, and regulatory expectations. Maintains disciplined execution, documentation quality, and operational control. Leads leaders and develops high-performing teams. Coaches effectively, supports succession planning, and holds teams accountable for results. Builds organizational capacity across Portfolio Management. Leads change in a dynamic banking environment. Improves processes and uses technology to strengthen efficiency, consistency, and team capacity. Promotes practical use of systems, including nCino and AI-enabled efficiency opportunities. Builds trusted relationships across business lines and senior leadership levels. Influences outcomes beyond direct reporting lines. Partners effectively with Commercial Line, Credit Officers, Risk, and Credit Administration. Communicates clearly, directly, and concisely. Simplifies complex credit and business matters for senior leaders and stakeholders. Aligns teams around decisions, priorities, and next steps. Takes accountability for results and follows through on commitments. Prioritizes effectively across competing demands. Maintains a hands-on leadership approach when needed to support the team and the broader Bank. Physical Demands and Work Environment Physical Demands Ability to communicate in person, on the phone, and through electronic channels Ability to use a computer on a frequent basis, including typing and sustained attention to a monitor Ability to sit, walk, and/or stand for extended periods of time Ability to bend and reach Work Environment Office: If the position reports to a physical Company location, the setting will be a typical office environment. Remote or hybrid: For remote or hybrid positions, a secure and distraction-free setting is required, with a reliable internet connection (cable or fiber preferred, mobile hotspots not acceptable). Hybrid positions will report to a physical Company location, as directed by the manager, and that setting will be a typical office environment. Work Location: 2514 West Kennedy Blvd Tampa, Florida 33609 Equal Opportunity Employer, including disabled/veterans.