Commercial Analytics Lead

Who are we?

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

Position: Commercial Analytics Lead

Status: Full Time (Hybrid)

Salary Range: $160,000 - $190,000

About the Job

Why Join Howden US?

At Howden, we’re not just building a business- We’re rewriting the rules of what a global insurance broker can be. And now, it’s your turn to be part of something extraordinary. From three people and a dog to over 22,000 employees across 56 countries, we’ve grown into a $4bn revenue powerhouse with bold ambition: to become a $13bn business with 40,000 people by 2030.

We’re launching our US retail platform with the same entrepreneurial spirit that’s driven our success worldwide- and we’re looking for trailblazers to help shape the future.

Why Howden?

• You’ll Own It
• With 6,000 employee shareholders owning 34% of the company, our unique ownership model means you’re not just joining a team—you’re building a business you truly own.
• You’ll Be Empowered
• We’re a destination for talent where people are trusted to look after their clients and grow together. You’ll have the freedom to lead, backed by global scale and local expertise.
• You’ll Be Part of Something Bigger
• Our integrated platform spans broking, reinsurance, and MGA capabilities—giving you access to everything you need to deliver for clients and build something remarkable

We have always been employee-owned and driven by entrepreneurial spirit. Right from the beginning, we've focused on employing talented individuals and empowering them to make a real difference to the company, whilst building successful and fulfilling careers at the same time. Simply put, we hire talented specialists and give them what they need to make a difference for clients. Always have, always will.

What is the role?

We are seeking a strategic and entrepreneurial Commercial Analytics Lead to own the roadmap and delivery of client-facing analytics products. As an early member of the Howden US Data team, you will have the opportunity to work with industry-leading broking, claims, and actuarial talent to shape Howden’s analytics strategy.

The ideal candidate will bring strong product management skills, substantial insurance knowledge, a passion for tinkering with AI, and broad technical fluency that enables effective work with engineers, data scientists, actuaries, model providers, and business leaders. You will manage product backlogs, define priorities, and work closely with engineering, business, and analytics teams to translate requirements into functional outcomes. You are entrepreneurial and comfortable working in a fast-paced environment where you will chart your own path.

What will you be doing?

Key Responsibilities

• Identify client risk modelling needs and define clear product outcomes, in collaboration with leaders in casualty, property, financial lines, employee benefits, personal lines, and claims.
• Bring together internal and external data, 3rd party statistical models, and vibe-coded prototypes into a governed, scalable, and branded analytics platform; identify and evaluate new opportunities to leverage AI to enhance capabilities deliver analytics more efficiently.
• Coordinate with Global and US teams to define today’s tools, data sources, third-party relationships, and costs associated with delivering analytics to clients, driving reuse of existing capabilities and aligning standards to avoid duplicative investment.
• Build consensus around build versus buy strategy, external partnerships, and defining core analytics capabilities.
• Coordinate with Global and US teams to reuse existing Howden capabilities, align standards, and avoid duplicative investment.
• Define product requirements for client data intake, data quality, model execution, explainability, visualization, and a cohesive client experience.
• Define and monitor measures of product success, including usage, delivery time, client and broker feedback, commercial impact, delivery efficiency, and cost savings.

Key Skills & Competencies

• Expert understanding of product management principles.
• Strong understanding of commercial insurance brokerage and client risk analytics, including CAT modelling, casualty loss modelling, cyber threat analysis, and benchmarking.
• Ability to translate complex analytical, actuarial, and risk-modelling methods into intuitive and repeatable products for brokers and clients.
• Excellent stakeholder management and communication skills, with the ability to influence senior business leaders and align cross-functional specialists around a shared vision.
• Technical fluency in modern data platforms, APIs, analytics workflows, visualization, statistics, data science, and AI concepts.
• Excellent stakeholder management and communication skills across technical and non-technical teams. Strong analytical and commercial judgment, including the ability to develop business cases, evaluate trade-offs, and make evidence-based investment decisions.
• Entrepreneurial mindset and comfort with ambiguity.

Qualifications

·

• Bachelor's degree in Risk Management, Actuarial Science, Analytics, Information Systems, or a related field, or equivalent professional experience. ·
• 5+ years of experience in commercial insurance analytics, risk consulting, actuarial analytics, or a related discipline.
• Demonstrated experience taking data, analytics, or technology products from concept through launch, adoption, measurement, and ongoing improvement.
• Broad experience working across business and technical teams, including engineers, data scientists, actuaries, risk specialists, brokers, and sales teams.
• Demonstrated leadership of complex cross-functional initiatives; people leadership experience is preferred.

What do we offer in return? A career that you define.

Our business succeeds by allowing our people to make a mark in the areas they care about most: personal development, volunteering, and fundraising for charity, or creating new insurance products that address society’s greatest challenges. And we know that separate home and work lives don't really exist. If you're happy and healthy at home, you're more likely to be happy and fulfilled at work – and vice versa. That's why we do our best to support our people in every aspect of their lives.

Diversity and Inclusion

At Howden we value diversity - there is no one Howden ‘personality type’. Instead, we’re looking for individuals who share the same values as us:

• Our successes have all come from someone brave enough to try something new
• We support each other, in the small everyday moments and the bigger challenges
• We are determined to make a positive difference, at work and beyond

We consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect – regardless.

of age, disability, race, religion or belief, gender, sexual orientation, marital status, or family circumstances.

Our sustainability promise

We’re on a life-long journey to become an ever-more sustainable group. It's a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impact on the world. You can read more about our sustainability work here.

Compensation and Benefits

The expected base salary range for this role is $160,000 - $190,000; actual base salary will be determined based on factors including candidate experience and work location. This role is classified as exempt under the Fair Labor Standards Act (FLSA).

In addition to a competitive base salary, employees are eligible to receive a discretionary bonus. Howden also offers a variety of benefits and programs, subject to eligibility, including:

Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts

• 401(k) retirement plan
• Flexible Paid Time Off and paid parental leave

Life and Disability insurance

What do we offer in return?

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:

• Our successes have all come from someone brave enough to try something new

• We support each other in the small everyday moments and the bigger challenges

• We are determined to make a positive difference at work and beyond

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.

Permanent

About Us

Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we're a leading global insurance group, managing $37bn of premiums for our clients.

Our largest shareholder group is us – the people who work in the business – supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold.

The owner's mindset is something that's embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They’re invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.