Compliance Officer

Compliance Officer Compliance - Risk Assessment - Governance and Regulatory Advisory About Team Join our Compliance and Non-Financial Risk Management team, where we help ensure IPF Digital operates with integrity, transparency, and a strong customer-first approach across multiple international markets. We work closely with legal, risk, and business leaders to strengthen our control environment, navigate regulatory change, and enable sustainable business growth through effective compliance. Work alongside colleagues based across multiple countries and collaborate every day in a genuinely cross-border environment. You'll gain exposure to different regulatory regimes, licensing models, and local market requirements, making every project an opportunity to broaden your expertise and work with diverse perspectives. This role is based in Warsaw , with responsibility for initiatives across all IPF Digital operations and markets. Here’s how you’ll put your skills into action: Compliance Management: Strengthen and continuously improve our compliance framework by ensuring key controls are well designed, effectively implemented, and consistently applied across the business to meet regulatory and internal standards. Risk Assessment and Assurance: Identify, assess, and monitor compliance risks through testing, reviews, and control assessments, helping the business proactively address emerging risks and maintain a robust control environment. Investigation and Issue Resolution: Lead or support investigations into compliance incidents and risk events, ensuring timely remediation, clear reporting, and sustainable improvements that reduce future risk. Governance and Regulatory Advisory: Monitor regulatory developments, translate complex requirements into practical guidance, and support business initiatives by providing balanced, risk-based recommendations that enable informed decision-making. Stakeholder Engagement: Build trusted relationships with senior leaders, country teams, legal advisers, and auditors, influencing decisions and fostering a culture where compliance supports business success. Learning and Knowledge Sharing: Deliver engaging compliance training and practical guidance that increases regulatory awareness, strengthens first-line ownership, and promotes consistent compliance practices across international teams. Communication and language skills: Communicate confidently and clearly in both Polish and English, adapting your language and style to suit diverse audiences. You’ll facilitate collaboration across international teams, ensuring shared understanding and smooth delivery across markets. Our hiring approach As part of our skills-first recruitment process, you will be asked to complete a practical work challenge. This gives you a chance to showcase your skills, your way of thinking, and your problem-solving approach – beyond what’s on a CV. In the next steps, we’ll focus on getting to know you better through conversations around culture fit and soft skills, to ensure we’re a great match for each other. We also know that experience counts – and we believe that the following can support your success: Previous experience in compliance, risk management, or governance within the financial services sector, ideally with exposure to consumer lending or regulated financial products. Strong understanding of regulatory requirements, internal controls, governance frameworks, and assurance activities, with the ability to translate regulatory expectations into practical business solutions. Excellent analytical, problem-solving, and stakeholder management skills, combined with the confidence to challenge constructively and make sound, risk-based decisions in a dynamic international environment. What can we offer you? Real opportunities for growth – enjoy access to a variety of internal learning and external development initiatives. A fully free mental health platform with access to certified professionals: psychologists (including child psychologists), dietitians, business coaches, and physiotherapists. Relaxed team integrations – kayaking, cycling, workshops, team outings… we enjoy spending time together, and we make it happen regularly. Move your body, clear your mind – you can use Multisport card or use private health care coverage. A truly international environment – we collaborate with teams from Mexico to Australia. Sounds exciting? That’s just our everyday reality. From office life Company parking where you can book a parking place. Weekly team lunches – enjoy vouchers to nearby restaurants (yes, sushi included!). Brand new office in a prime location – Gdański Business Center in Warsaw, just 5 minutes from Dworzec Gdański metro station. Inside: 3 types of coffee, ping pong, and a chillout room. Tempted? Flexibility is not a buzzword – hybrid work model (2 days a week at the office) and flexible hours are our standard, not a perk. Here’s how our team describes our culture The culture at IPFD is driven by our shared values. People are put first, we accept differences and encourage individuality. Due to our flat business structure, we enjoy collaborating together. Enjoying some good times together is also highly encouraged! Sounds good? We all think so at IPF Digital. 🔍 Whistleblowing At IPF Digital, we are committed to ethical conduct and upholding our values. We are dedicated to building trust-based relationships with our customers, employees, and the communities in which we operate. To support those who wish to act with integrity, we have implemented mechanisms that allow for the reporting of any concerns related to potential risks, unethical behavior, or legal violations. Want to report concerning behavior? Click here to report Polish Whistleblowing Procedure Department Legal & Compliance Locations Poland Remote status Hybrid IPF Digital in numbers markets years of experience people on board customers served since 2008 About IPF Digital Our purpose We are IPF Digital – the global fintech company, arm of the international IPF Group. Our mission? To make everyday life easier through fast, simple and responsible online financial services. We operate in multiple countries across several continents – from Mexico to Australia – helping customers achieve their daily goals and long-term dreams and building the better world through financial inclusion. What makes us stand out? Everything we do is guided by three values: We are Responsible – We always take due care in our actions and decisions. We are Respectful - We treat others as we would like to be treated We are Straightforward - We are open and transparent in everything we do. Is this you? You’ll enjoy working at IPF Digital if: you thrive in an international environment as our HUB & Spoke environment is all about collaboration, you value ownership and autonomy in your work, you appreciate a friendly, open culture and know the meaning of real team spirit. Get to know IPFD Talks! IPFD Talks E01P01 IPFD Talks E01P01 IPFD Talks E01P02 Welcome to IPFD Talks! About IPF Digital Your first day at IPF Digital - what you can expect and how to prepare