Credit Associate (bilingual preferred)

Job Description International financial institution seeks an Associate leel Credit Analyst to provide analytical and administrative support to the members of the Japanese and Asian Corporate Banking Department . The position will support Relationship Managers by preparing credit applications, reviewing quarterly financial reports, conducting regular credit reviews of loans in the portfolio, providing research and analytics, assisting RMs in preparing client materials and other administrative tasks as required. The anticipated salary range for this role is between $76,000 and $120,000, based on your qualifications especially the knowledge of financial statements analysis. Annual discretionary bonus is available based on you and your team’s performance. Responsibilities Conduct analysis and research on the performance of borrowers to assess historical performance and future projections; ie. Cash flow analysis, risk capital calculations. Gather support documentation to structure deals, liaise with middle and back office for KYC purposes, and assist in drafting pre screen memos for the Credit Department. Conduct quarterly and annual reviews of loan portfolio and handle a variety of system and procedural issues related to the borrowers such as internal grading, monthly/quarterly reporting, and other ad hoc projects. Assist with amendments, dividend transactions, loan closings and funding, and other credit events that may impact the borrower. Support in the preparation of client materials (presentations, proposals, RFPs, term sheets, etc.). Undertake research and analytics related to specific sectors, regions or loans, and stay abreast of current market conditions. Provide ad hoc reports for management. Requirements Formal credit training at financial institutions preferred. Minimum 3-4 years of experience working at a corporate bank or other financial institution. Some knowledge of banking and prior internships at a bank or financial institution preferred. Highly proficient MS Excel, Word and PowerPoint skills are required. Bachelor’s degree in Finance, Business or Accounting preferred or equivalent education and training. Japanese language skills (business level) preferred but not required. Remote work environment is available from other states within the US for qualified candidates Benefits A competitive portfolio of benefits Skill set Financial Accounting, Commercial Lending, Excel, PowerPoint