About The Job
- The CTM Capital Markets Officer is involved in setting up and monitoring financing operations and is in direct contact with the Front Office on all matters relating to deals, in particular to ensure the feasibility of their "operability". The officer is also in charge of the accurate translation of the operations in the Bank’s systems and official reports until the reimbursements of the deals. The Middle Officer for “Structured Credit” Products ensures that the rules applicable to BNP Paribas (accounting, regulatory, legal, ALM – Asset Liability Management, etc.) are complied with in each transaction
Your Main Activities Are
- To monitor the portfolio, the Middle Officer will interact with a large number of stakeholders: clients for bilateral deals, lawyers, Back Office, Information Technology Operations (ITO 3 C), Risk, Finance, Tax, Legal Affairs, Asset‑Liability Management (ALM). Liaise with the Front Office upstream of the signatures of the documentation; assistance during the negotiation phase on technical and legal points of the Documentation
- Involvement in the verification chain of Know‑Your‑Customer (KYC) and Customer Bases
- Understanding of the specificities of deals; if necessary, search for solutions or agreements with Finance, Tax Affairs, Legal Affairs.
- Research in the Financing Contracts relevant data to send instructions to the Back Office for encoding it in the Bank's systems (Risk and Accounting) and its materialization in files (Excel; Accounting Financial Information Form)
- Verification that the Conditions Precedents (CPs) or the first drawdowns are met, particularly on bilateral deals
- Follow-up of drawdowns and renewal of facilities, early repayments, follow-up of insurance and sub-participations. Follow-up of events throughout the lifecycle (amendments; changes of Shareholders; Acquisitions)
- Application of Booking Rules, Sharing Charters and Transfer Pricing Agreement (TPA)
- Study and analysis of up-front commissions in order to comply with Accounting Standards before accounting instructions
- Analysis of the Guarantees Received in connection with the Business and with the assistance of the Internal Lawyers. Instructions for recordings then follow-up of events and of the obligations of Borrowers to Lenders (static data) for recording in the Covenant Manager tool. Materialization of data and controls in various systems (Excel; Financial Instruments & Securities Accounting Tool, MyC, LIQ)
- Monitoring of profitability and in particular of Liquidity Costs; link with the ALM
Profile And Skills To Success
- Bachelor’s degree in Economics, Finance, Accounting or Business Management
- Up to 2 years of relevant experience in Banking and Financial Operations
- Fluent (C1) level of English
- Ability to collaborate / teamwork
- Ability to detail / rigor
- Organisational skills
- Knowledge of Risk Management
- Analytical ability (namely Excel)
Why joining BNP Paribas?
BNP Paribas, The European Leader In Banking And Financial Services In Europe, Operates In 64 Countries And Has Nearly 180,000 Employees. The Group Is Structured Around Three Operating Divisions. Its Business Lines Cooperate Closely, As Part Of Our Integrated Model, To Meet The Needs Of All Our Clients In a Coordinated Manner
- Corporate & Institutional Banking (CIB), connects corporate clients needing financing and institutional clients looking for investment opportunities;
- Commercial, Personal Banking & Services (CPBS), brings together all the Group’s commercial & personal banking and several specialised businesses;
- Investment & Protection Services (IPS), combines a unique continuum of products and services across protection, saving, investment and real-estate.
Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 9.700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.
Diversity and Inclusion Commitment
BNP Paribas´ Ambition Is To Cultivate An Open And Responsive Environment For All That Encourages Collaboration And Interaction. We Demonstrate Our Commitment By Actively Contributing To The Group’s Diversity And Inclusion Strategy And Goals, In Line With The United Nations Sustainable Development Goals. As Part Of Our Local Corporate And Social Responsibility - Diversity & Inclusion Strategy, BNP Paribas Portugal Is Committed To
- Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees;
- Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.
To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.
Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.
Commitment towards work/life balance
Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.
To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.
- Please note that only applications submitted in English will be considered.
- In case you are selected for this role, further documentation will be requested to support your hiring process.