Field Risk Director

Apply Description The Field Risk Director (FRD) at Kinetic Advantage is not only a guardian of the company’s financial well-being, but also a trusted advisor and change agent for our independent dealer partners across the country. This is a rare and uniquely impactful role, one that combines the responsibility of risk mitigation with the privilege of helping shape the future of our customers businesses. As a key member of an elite, highly trained team, the FRD conducts comprehensive, on-site risk reviews that span financial analysis, operational audits, inventory verification, and fraud detection. These reviews provide an unfiltered, data-driven snapshot of a dealership’s current state, empowering Kinetic Advantage to make informed decisions about how to best manage the relationship. This role goes far beyond identifying risk. Field Risk Directors are often the turning point in a dealership’s journey. With deep operational insight and business acumen, the FRD has the opportunity to engage directly with dealer principals and leadership teams, providing them with feedback, structure, and guidance that can drive real and lasting improvement. This role is more than just protecting Kinetic Advantage, it’s about uplifting our partners, helping them build stronger, more profitable, and more sustainable operations. Requirements Risk Review & Mitigation · Conduct comprehensive, on-site risk reviews of independent auto dealerships in addition to Scrubbing the Portfolio that you are assigned for signs of Stress in a Proactive manner. · Audit inventory records, both floorplanned and non-floorplanned including physical verification and system reconciliation. · Review and analyze dealership financial statements, bank activity, and other Documentation to assess Solvency and Financial Behavior. · Access and examine dealership management systems (DMS) to validate sales activity/Funding Timelines as well as F&I Portals. · Identify and investigate signs of misrepresentation, fraud, or operational risk, and escalate as appropriate. · Prepare factual, detailed reports summarizing findings and outlining key risks and recommendations. Dealer Engagement & Strategic Support · Build and maintain trusted relationships with Dealer clients, serving as a Strategic advisor for Business improvement. · Provide guidance to Dealers on improving internal processes, financial practices, and Inventory management to support long-term growth and sustainability. · Act as a key touchpoint for High-Risk or Strategic accounts, offering ongoing oversight and operational insights. · Exercise Composure, Professionalism, and Tact during sensitive engagements, including Collections and Resolutions. · The ability to exercise Good Judgement in times of Stress. · Represent Kinetic Advantage with professionalism and integrity in all dealer-facing interactions. Special Projects & Internal Collaboration · Collaborate Cross-Functionally with Lending, Sales, Select, Operations, Remarketing, and Legal to align on Risk Strategies and Account resolution. · Participate in Special Audits, Account reviews, or Enterprise-Level assessments as assigned. · Maintain Detailed and accurate documentation of all Audits, Visits, and Communications using internal systems. · Ensure full compliance with internal policies, audit standards, and Legal/Regulatory requirements. Education and Experience: · Bachelor’s degree preferred · Five (5) years in automotive, collections or financial services industry required · Familiarity with concepts, procedures and processes typically used in automotive and financial services industries, particularly in the Automotive Floorplan Industry. · Proven Track record of working independently in High-Pressure, Field-Based roles with Minimal oversight. · Strong knowledge of Dealership operations, Inventory controls, and financial systems. · Valid Driver’s License and ability to travel extensively (Up to 85%) Across the US. · Preferred Experience in Fraud Investigations, Credit Underwriting, and asset recovery. · Preferred Familiarity with Dealership Management Systems such as Dealertrack, Frazer, or Reynold’s & Reynold’s. Required Skills/Abilities: · Ability to read and understand basic financial statements · Strong sense of urgency, with the ability to thrive in a fast-paced and, at times, stressful environment and the ability to handle competing demands. · Ability to effectively develop and maintain strong business relationships · Excellent organizational, analytical, and problem-solving skills with strong attention to detail · Analytical Thinking: Ability to dissect complex financial and operational data to identify trends, risks, and anomalies with precision. · Risk Assessment: Skilled in evaluating operational, financial, and compliance-related risks and making data-driven recommendations. · Communication: Exceptional written and verbal communication skills; able to convey complex findings clearly and professionally to both internal and external audiences. · Conflict Resolution: Skilled at navigating sensitive or challenging conversations with Composure, tact, and Professionalism- Especially during On-Site Collections or Resolution processes where Dealer emotions may be elevated. · Adaptability: Comfortable in a dynamic, fast-paced environment with shifting priorities, field conditions, and travel demands. · Problem Solving: Resourceful and creative in developing solutions for high-risk or non-standard situations. · Time Management: Able to manage multiple accounts, projects, and deadlines efficiently while maintaining quality standards. · Technical Proficiency: Strong understanding of Microsoft Office Suite (especially Excel), with the ability to learn and navigate dealer management systems and internal platforms. · Ethics & Integrity: Demonstrates the highest level of professional conduct, discretion, and accountability in all aspects of the role. · Business Acumen: Understands how dealerships operate as businesses and can identify ways to strengthen profitability and sustainability. Physical Requirements: · Ability to Stand, walk, and move throughout Dealership Lot locations and Facilities for extended periods of time. · Must be able to communicate clearly · While performing the duties of this job, the employee will, at times, be subject to outside environmental conditions · Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA, and other federal, state, and local standards · Comfortable working in both indoor and outdoor weather conditions. · Must be able to effectively use a Laptop, Tablet, Smartphone, and other Mobile devices for Field work and Communication. This job description reflects essential functions of this position but is subject to change at any time and does not restrict the tasks that may be assigned. All qualified applicants will receive consideration for employment without discrimination on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, disability, age, genetic information, or any other factors prohibited by law. #LI-Remote Remote – United States