Finance Audit Lead

About Zego 🚀

At Zego, we're on a mission to do the good thing, not the insurance thing.

Insurance hasn't changed much in over a century. The way we live, work and travel has. We're building the real-time, AI-driven infrastructure that powers innovative insurance, so good drivers get cover that works the way they actually drive.

We're not just updating insurance; We're leading the AI evolution in insurance 🤖

For us, AI isn't a line on a roadmap or a buzzword on a slide. It's our operating reality, and it's how we build products that back drivers instead of the old insurance playbook.

We don't do things slowly, and we don't do bureaucracy. We back high-performance builders who want ownership, early responsibility and the chance to do the most career-defining work of their lives. You'll get the space to try things, the tools to move fast, and the room to see your ideas reach millions of drivers.

Do not take our word for it. Read what Zegons say about us on Glassdoor.

If you're ready to build the future of insurance, we're hiring.

You'll work directly with the Finance Director, the actuarial function, the Director of Legal and Regulatory Affairs, external auditors (Deloitte) and external tax advisors - and you'll have real visibility with the CFO, the Audit Committee and the Board.

What you’ll be doing

Statutory accounts (FRS 102) & External audit management

• Prepare and deliver annual statutory financial statements for the MGA and Group holding entities under FRS 102.

• Draft technical accounting papers on judgemental areas (intangibles, going concern, intra-group transactions, R&D and other tax items) and own the disclosure checklist.

• Maintain the group accounting manual and ensure consistent policy application across UK, Gibraltar and Portuguese entities.

• Act as the primary day-to-day contact for Deloitte across the MGA and Group. Run the audit timetable, deliverables tracker and Prepared By Client list.

• Manage substantive audit queries, draft responses on technical positions, and prepare the Audit Committee paper pack.

• Close out management letter points within agreed timescales.

• Co-ordinate the cross-functional sign-off process and the external regulatory audit of the SFCR.

• Drive automation and the use of AI and reporting tools to compress close timelines and improve quality.

AI expectation at Zego

AI is core to how we work at Zego. We actively encourage and expect every Finance team member to use AI tools (Claude, ChatGPT, Copilot, and our internal MCP integrations across Snowflake, Gmail, Drive, Slack and Looker) to do their job faster and better.

You don't need to be an AI expert - but you do need curiosity, fluency with at least one AI tool, and the appetite to make AI part of how you operate every day.

You'll be expected to:

• Use AI as a first-draft accelerator for technical accounting papers, audit query responses, regulatory submissions, disclosure language and Audit Committee narratives - bringing well-prepared drafts to the FD rather than blank pages.

• Automate the manual in reporting cycles - reconciliations, variance commentary, consistency checks, tie-out files - using AI alongside Excel, Python and our existing data stack.

• Apply judgement, not just output - AI accelerates the work, but you remain accountable for technical accuracy, auditor-readiness and regulatory compliance. We expect you to challenge, refine and own every output.

• Build and share what works - if you find an AI workflow that compresses a process, we want you to document and roll it out across the team.

What you’ll need to be successful

Essential

• ACA / ACCA qualified, ideally Big 4 or Top 10 trained with a financial services portfolio

• 2-4 years post-qualified experience in industry or audit

• Insurance, MGA or broader financial services background

• Experience working through an external audit, ideally from both auditor and auditee sides

• Working knowledge of UK corporation tax, VAT and R&D tax credits

• Strong technical writing - auditor-ready papers and clean disclosure prose

• Advanced Excel; comfortable with large data sets and reconciliations

• Active and curious user of AI tools in day-to-day work

Desirable

• Exposure to a multi-entity group structure, including offshore (Gibraltar / Guernsey) or European subsidiaries

• Familiarity with FCA RMAR / RegData and GFSC returns

• Python, SQL or Snowflake skills

• Experience working in a fast-growth, scale-up or fintech / insurtech environment

The Zego ways of working 🏡

Teams work better with time to collaborate and space to get things done. We call it Zego Hybrid: some of us are in our office (central London or Halifax) weekly, others monthly or quarterly. It's about finding the balance between face time and focus that produces great work and a healthy life around it.

We also make a point of getting everyone in the same room. Teams come together every quarter, and once a year the whole company does, properly. It's a serious investment and consistently one of the best parts of the year.

Here is what the last one looked like.

Benefits 🎁

💰 Market-competitive salary, benchmarked against your function and reviewed every year.

🏆 Annual performance bonus, linked to company performance and your contribution.

📈 Share options, a real stake in the company and a share in the future you build

🩺 Private medical insurance.

🏖️ Pension, generous holiday, and £1,000 a year to spend on getting to the office or learning something new.

💻 Cutting-edge systems and tools, so you always have what you need to drive your impact.

Ready to do the most impactful work of your career? We want to hear from you.

Zego, leading the AI evolution in insurance.

Equal opportunities 🌈

We're an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of race, religion, national origin, gender, sexual orientation, age, marital status, or disability status.