Group AML & Compliance Manager

Job Summary CityPay.io is looking for a Senior Group AML & Compliance Manager to lead and enhance our AML/CTF compliance framework across multiple jurisdictions. This role owns the Group-level AML governance, ensures effective implementation of policies and controls, oversees key compliance operations (CDD/EDD, monitoring, investigations), and drives regulatory readiness in a fast-paced crypto/fintech environment. Reporting line: Reports to the VP and partners closely with Legal, Risk, Product/Tech, Operations, and country teams. Key Responsibilities Group AML/CTF Governance & Program Ownership: - Own and continuously improve the Group AML/CTF program, ensuring alignment with applicable laws, regulations, and internal standards across jurisdictions. - Develop and maintain Group policies, procedures, risk assessments, and control frameworks (including clear documentation and audit trails). - Define and track AML/compliance KPIs and management reporting for leadership. CDD/EDD Oversight & Customer Risk Management: - Oversee and quality-review customer onboarding and ongoing due diligence processes (CDD/EDD) for retail and institutional clients. - Set standards for risk rating, decision-making, escalations, and approvals, ensuring consistency across countries and teams. - Drive improvements in KYC data quality, evidence requirements, and file completeness. Transaction Monitoring & Investigations: - Oversee transaction monitoring effectiveness (typologies, rules/thresholds, alerts quality), and ensure proper case management and escalation. - Lead or supervise investigations of unusual or suspicious activity and support the preparation/review of STRs/SARs and related documentation where applicable. - Ensure strong record-keeping and defensible decisioning for audit/regulatory review. Screening, Sanctions & Regulatory Intelligence: - Oversee sanctions/PEP/adverse media screening processes, escalation logic, and documentation standards. - Monitor global and local regulatory developments impacting crypto asset compliance and translate them into actionable controls, procedures, and operational requirements. - Provide guidance to stakeholders on emerging compliance risks and regulatory expectations. Audits, Regulatory Requests & Control Testing: - Lead readiness for internal/external audits and regulatory requests by preparing evidence packs, responses, and remediation plans. - Identify control gaps, design remediation actions, and drive implementation across teams and jurisdictions. - Coordinate with external advisors and vendors (screening providers, consultants, auditors) when needed. Product/Tech Partnership & Tooling Improvements: - Work closely with Product and Engineering on AML tooling and workflow improvements (KYC, screening, monitoring, reporting, analytics, data quality). - Define compliance requirements for automation and reporting, and support implementation/testing. Training & Compliance Culture: - Deliver and improve compliance training and awareness programs. - Promote a strong compliance culture and act as a trusted advisor to business stakeholders. Requirements: - Bachelor’s degree in Law, Finance, Business, International Relations, or a related field (Master’s is a plus). - 7+ years of AML/Compliance experience in crypto/fintech, payments, banking, or other regulated financial services. - Strong knowledge of AML/CTF principles and international standards (e.g., FATF, EU AML frameworks), and a solid understanding of risk-based compliance programs. - Proven experience owning or significantly improving AML policies, procedures, controls, and governance in a regulated environment. - Hands-on understanding of CDD/EDD, transaction monitoring, investigations, sanctions/PEP screening, and STR/SAR processes (as applicable). - Strong analytical skills, excellent judgment, and ability to work with sensitive/confidential data. - Excellent stakeholder management and communication skills; ability to write clear policies and executive-ready summaries. - Comfortable working cross-functionally with Legal/Risk/Operations and Product/Tech teams. - Fluency in English is required; other languages (e.g., Russian) are a plus. Preferred Qualifications: - CAMS or equivalent certification. - Experience with blockchain analytics tools (e.g., Chainalysis, TRM Labs, Elliptic). - Experience in multi-jurisdiction operations and supporting regulatory exams/audits. What We Offer - A high-impact, Group-level role shaping AML/compliance in a fast-growing crypto/fintech ecosystem. - Direct exposure to leadership and cross-country operations. - A dynamic, collaborative environment with strong growth opportunities. - Competitive salary and benefits package.