Head of Risk & Compliance

Hybrid: 2 days per week in our London or Fleet office. Tempcover is at the forefront of the fast-growing world of short-term insurance. Our mission is to make car insurance flexible, quick, and easy for drivers. We’ve sold millions of policies that have helped drivers get where they need to go, but we’re not finished there. We’re growing our team to help us continue in that mission. If you are extraordinary at what you do and want to be a part of a rapidly growing business at the cutting edge of the InsureTech industry, we would love to hear from you! In this role, you'll be the senior voice on risk and compliance across Tempcover - working closely with the FCA, and with teams across the business from Product and Marketing to Underwriting. You'll work on a hybrid basis with a minimum of two days a week in either our London or Fleet offices. Tempcover is at the forefront of the fast-growing world of short-term insurance. Our mission is to make car insurance flexible, quick, and easy for drivers. We've sold millions of policies that have helped drivers get where they need to go, but we're not finished there. We're growing our team to help us continue in that mission. If you are extraordinary at what you do and want to be part of a rapidly growing business at the cutting edge of the InsureTech industry, we would love to hear from you! The Opportunity As Head of Risk & Compliance, you'll join at a pivotal moment for Tempcover. We're working to scale our proposition and deepen our activities in the temporary insurance space, building out a dedicated Risk & Compliance function within the business. You'll hold real regulatory accountability, holding Tempcover's SMF4 (Risk) and SMF16 (Compliance Oversight) Senior Management Functions (subject to FCA approval). This role has a clear trajectory: as the business scales and the function proves itself out, so does the opportunity to build and lead a team of your own. What you'll be doing You'll take full ownership of Risk & Compliance for Tempcover - from day-to-day advisory support through to Board-level risk governance. Day-to-day, that means: Chairing and leading on our Business Risk Committee - overseeing the risk register and key risk indicators, and working with risk owners to make the judgement calls that keep us safely ahead of emerging risks. Acting as a trusted partner to Product, Marketing and Underwriting - giving timely, pragmatic feedback on new features, campaigns and customer journeys. Building and running a proactive compliance monitoring plan - reviewing our products and journeys before problems find us, and following mandatory actions through to closure. Owning our data protection and privacy programme, including data protection impact assessments. Leading our relationship with the regulator alongside business leaders as our market and scale increases. Championing Consumer Duty across the business and working with the business to ensure good customer outcomes. Growing the team as demand proves out - this is a hands-on, individual-contributor role today, with a clear path to build a function around you. What we're looking for We want someone who's has or is ready to run a compliance and risk function before, who knows how to be a partner to the business, and who's genuinely excited to play a major role building out the function to meet the business’s ambitions for its next stage of growth. You'll bring: Senior compliance/risk leadership experience in an FCA-regulated general insurance business - ideally as an SMF16 and/or SMF4 holder, or a clear step up into it. Practical, working knowledge of FCA frameworks (SYSC, ICOBS, PROD) and Consumer Duty - and the judgement to know the difference between proportionate compliance and box-ticking. Genuine motor or general insurance experience preferred. The experience to be Tempcover's face to the FCA, and the credibility to build trust quickly. A hands-on, builder mindset - comfortable doing the work yourself in year one, not just directing others. Strong stakeholder skills - equally comfortable partnering with Product and Marketing as briefing the Board. You don’t need to tick off everything on this list - so don’t let that hold you back from applying. We want to make sure you’re learning plenty during your time with us! Our commitment to you We are dedicated to developing valuable, inclusive, and user-friendly products and services that deliver positive outcomes for all of our customers. To achieve this, it’s essential that our teams reflect the diverse range of people in our community. We believe in being the change we wish to see in the world, by embracing our differences and holding ourselves accountable to being open and inclusive teammates and wider community members. What we offer We want to give you a great work environment, support your growth both personally and professionally, and provide benefits that make your time at RVU even more enjoyable. Here are some of the benefits you can look forward to: 10% discretionary yearly bonus and yearly pay reviews (based on RVU and personal performance) A hybrid working approach with 2 in-office days per week and up to 22 working days per year to “work from anywhere” Employer-matching pension contributions up to 7.5% A one-off £300 “work from home” budget to help contribute towards a great work environment at home Excellent maternity, paternity, shared parental, and adoption leave policy, for those key moments in your life 25 days holiday (increasing with years of employment to 30 days) + 2 days “my time” per year Private medical cover, critical illness cover, and employee assistance programme A healthy learning and training budget Electric vehicle and cycle to work schemes Free in-office gym, accessible 7 days a week Free breakfast in the office daily You’ll be equipped with great technology (choice of Mac or Windows) Free access to the Calm and Peppy app for physical and mental health Regular events - from team socials to company-wide events with insightful external speakers, we want to make sure our colleagues continue to feel connected.