At Coface we make trade happen everyday Our 5,200 experts representing 80+ nationalities in 58 countries are united by a shared purpose: helping companies navigate through uncertainty by empowering them to make the right decisions and trade smarter in a complex world. With nearly 80 years of global experience, we offer companies a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring — all driven by a unique data patrimony, cutting-edge technology, innovation and a deep understanding of the global economy. Joining Coface means being part of a close-knit international organization, where your ideas matter. We foster a culture of learning, collaboration and inclusion where you are given responsibilities and can see the impact of your actions. Shape the future of trade with us. Join our Happeners! MISSION : Analyze the payment’s ability of buyers, in the frame of each sector and country. Set a maximum envelope on a buyer or a group, issue limits to be monitored upon updated information. Participate in profitable developments of commercial business by analyzing new clients’ portfolios and by improving the acceptance rate of existing contracts. The incumbent will operate within the delegation profile as stated in Group risk underwriting rules and guidelines. In addition, the role contributes to profitable business growth by assessing new client portfolios and enhancing the acceptance rate of existing contracts. MAIN RESPONSIBILITIES: Credit risk analysis Analyze information on debtors as provided by internal systems in order to set credit limits. Propose a maximum ceiling to be set on a buyer or a group Maintain quality, productivity and process time standards set by Group risk underwriting department. Monitoring Monitor closely policyholders’ portfolio in order to mitigate loss Review credit limits upon any additional information (negative report, extension of credit terms, deterioration of buyer’s environment: sectors or country, press clippings) Determine the Extension Due Date (EDD) in co-operation with the Claims department. Customer relationship Effectively manage expectations and deliver risk solutions for both global and midmarket clients, including strategic accounts with large premium, ensuring a balance between risk appetite and business objectives. Develop strong partnerships with clients operating in high-growth and rapidly evolving sectors, including the Artificial Intelligence (AI) industry, by providing timely risk assessments and clear communication on underwriting decisions. Inform and explain credit restrictions to policyholders when granting, reducing or cancelling limits, where required. Network with Enhanced Information, CRM and Sales departments to ensure an optimal account management process flow within defined SLAs. Commercial support Provide credit risk expertise and market insights to support clients across various industries, with particular exposure to the AI ecosystem, including semiconductor, hardware, technology, data center, and AI-related supply chain companies. Appraise restrictive decisions, low DRA, and any other relevant data prior to the renewal of contracts Participate in meetings with prospects, policyholders, brokers and banks set up by the commercial team to ensure business acquisition, retention or renewal, as appropriate Support strategic growth opportunities by assessing emerging risks and market developments within the AI sector and other key industries. Compliance Ensure compliance with regulations and procedures as laid down by Coface and local regulators. EDUCATION Degree educated in Finance, Business Administration, Economics, Banking or equivalent is preferable WORK EXPERIENCE Minimum 10 years in a financial analysis role. Working knowledge of credit insurance industry is a plus. ADDITIONAL QUALIFICATIONS Ability to gather and analyze information from various external/internal sources: financial statements, sector and country economic reports, other departments’ data, etc. Strong relationship and communication skills in addition to a good team spirit. Hybrid working model after the first month Great place to work: central and modern office Opportunities to learn: budget every year for training, languages platform, e-learning platform, dedicated development program… Career opportunities: Opportunity to build your career (both locally and internationally) in a large global company, one of the world leaders in its field Health care