Loan Officer

Company Description Backers Securities Inc. operates a regulated Funding Portal under the Start-Up Crowdfunding Portal Exemption in Ontario (OSC), British Columbia (BCSC), and Alberta (ASC). The platform enables companies in these provinces to raise up to $1.5M by selling equity or issuing debt to everyday retail investors for minimum investments starting at $100, through Initial Backers Offerings (IBOs). By combining crowdfunding, private equity, and emerging technologies such as blockchain and digital assets, Backers Securities Inc. aims to democratize access to funding and investing opportunities. The company is focused on supporting startups, entrepreneurs, and growth-stage businesses while providing the general public with new ways to participate in early-stage investments.
Role Description This is a full-time remote role for a Loan Officer at Backers Securities Inc. The Loan Officer will review and evaluate funding requests, assess creditworthiness, and support underwriting decisions for companies and individuals using the portal. Daily responsibilities include gathering and analyzing financial information, explaining loan and funding terms, guiding clients through application processes, and ensuring compliance with regulatory and internal policies. The Loan Officer will collaborate with internal teams to refine lending criteria, maintain accurate documentation, and provide responsive customer service to borrowers and investors. The role also involves monitoring portfolio performance, identifying risk factors, and contributing to process improvements in the lending and crowdfunding workflows.
Qualifications

• Candidates should possess experience in Loan Officer roles and familiarity with lending operations.
• Candidates should possess skills in Finance, including financial analysis, cash flow review, and risk assessment.
• Candidates should possess Underwriting skills, including evaluating credit profiles and making sound approval recommendations.
• Candidates should possess strong Customer Service skills, with the ability to communicate clearly and build trust with clients.
• Candidates should possess Loan Origination skills, including managing applications from initial inquiry through closing.
• Relevant qualifications such as a degree or diploma in finance, business, economics, or a related field are beneficial.
• Knowledge of crowdfunding, securities regulations, or alternative lending platforms is an asset.
• Strong attention to detail, proficiency with digital tools, and the ability to work independently in a remote environment are important.