Principal Engineer - Instore & Core Payments

Principal Engineer - AI - Instore & Core Payments Why Tyro? At Tyro, we’re into business big time. Through our integrated payments, banking and lending solutions, we’re here to ensure nothing stands in the way of Australian business success. With over 21 years' experience under our belt, we know what it takes to build something great, which is why we combine the best people, technology, and partners to deliver simplified payments and seamless business banking to our customers. We’re proud to power more than 76,000 merchants across Australia and to work with almost 800 partners to create seamless experiences for hospitality, retail, services and health providers. It starts with You. Just like our customers, we’re obsessed with the success of our people. So, when you come onboard, we’ll give you all the support you need to do your best work. Our close to 600 Tyros are a highly collaborative team, so you’ll get to work with smart, motivated and friendly people across Tyro. We are fast paced and innovative and strive to live our values everyday – commit to greatness, stay hungry, wow the customer, be good and win together! We are big enough for you to have opportunities to have a career at Tyro and small enough that you can have a real impact. As we continue our mission to shake things up and make payments the easiest part of doing business, you’ll have the opportunity to learn new skills with hands-on experience, further your career, and help unleash the potential of our customers, one payment at a time. 🎥 Step inside life at Tyro here . About the role The Principal Engineer is a visionary technical leader responsible for defining and governing the technical architecture across Tyro's end-to-end payments ecosystem. This role owns technology direction at an enterprise level, ensuring architectural decisions optimise the complete payments lifecycle - from merchant payment acceptance through to payment orchestration, switching, authorisation and processing, to settlement, reconciliation, reporting and back-office capabilities. This role requires deep technical breadth across multiple technology domains and payment systems, with the ability to understand, influence and evolve complex interactions between platforms, products and engineering teams. The Principal Engineer also drives the adoption of AI-enabled engineering practices to accelerate software delivery, improve quality, automate operations and enhance platform resilience across the software development lifecycle. The Principal Engineer establishes the long-term technical strategy for the platform, ensuring every architectural decision aligns with Tyro's business strategy, product vision and operational objectives. They champion reusable platform capabilities, engineering standards and architectural consistency that enable multiple product teams to deliver at scale. As a trusted technical advisor, the Principal Engineer partners with Engineering and Product leadership across the organisation to solve complex technical challenges, shape technology strategy and drive investment decisions across multiple engineering domains. The Principal Engineer provides technical leadership across the complete payments value chain rather than within a single product or technology domain. Success in this role requires demonstrated experience designing, integrating and evolving distributed payment platforms spanning multiple business capabilities and engineering disciplines. Beyond technical direction, the Principal Engineer mentors engineers and engineering leaders, fosters architectural excellence and cultivates a culture of continuous improvement, innovation and AI-enabled engineering, enabling teams to deliver secure, resilient and scalable technology at speed. What you'll do Enterprise Architecture & Technical Leadership Define and own the technical architecture across Tyro's end-to-end payments ecosystem, ensuring solutions are scalable, secure, resilient and reusable. Drive architectural decisions spanning the complete payments lifecycle, from merchant payment acceptance through switching, processing, settlement and back-office capabilities. Establish enterprise architecture patterns, standards and reference implementations that enable consistent delivery across engineering domains. Champion AI-enabled engineering practices that improve software delivery, operational efficiency, observability and platform lifecycle management. Strategy & Technology Governance Define and execute the long-term technology strategy aligned with Tyro's business, product and engineering objectives. Govern architectural decisions to ensure consistency, interoperability and alignment with enterprise technology principles. Balance immediate delivery needs with long-term platform evolution, reducing technical complexity while enabling innovation. Evaluate emerging technologies, including AI, to improve engineering productivity, platform capabilities and customer outcomes. Engineering Excellence Establish engineering standards, modern development practices and operational excellence across multiple engineering domains. Drive simplification, automation and continuous improvement throughout the software development lifecycle. Promote resilient, secure and observable system design, ensuring solutions are operationally ready by default. Foster architectural excellence through mentoring, coaching and technical leadership. Enterprise Collaboration Partner with Principal Engineers, Architects, Engineering Leaders and Product Leaders to define enterprise technology direction. Influence technical outcomes across multiple product areas and engineering teams, resolving complex cross-domain challenges. Drive standardisation, reuse and alignment across the organisation while enabling autonomous squad delivery. Build strong technical communities that encourage knowledge sharing, innovation and continuous learning. Delivery Enablement Provide strategic technical leadership for major initiatives spanning multiple products, platforms and engineering domains. Guide teams in solution design, risk management, dependency resolution and operational readiness. Support engineering teams in adopting AI-assisted development, automation and modern engineering practices. Ensure architectural decisions enable rapid, reliable and secure delivery at enterprise scale. What you'll bring Demonstrated experience defining and delivering enterprise architecture across complex, distributed software platforms spanning multiple engineering domains. Extensive software engineering and system design expertise, with a proven ability to architect resilient, scalable and secure systems across the end-to-end payments lifecycle. Deep understanding of modern payment architectures, including payment acceptance, orchestration, switching, processing, settlement and back-office services. Proven ability to influence technical direction and architectural decisions across multiple product teams, engineering disciplines and business stakeholders. Experience establishing engineering standards, architecture governance and reusable platform capabilities at organisational scale. Strong understanding of cloud-native architectures, distributed systems, platform engineering, API design and event-driven architectures. Demonstrated experience embedding AI-enabled engineering practices and automation across the software development lifecycle to improve productivity, quality and operational outcomes. Strong understanding of operational excellence, including observability, resilience engineering, incident management and continuous improvement. Exceptional analytical, communication and stakeholder management skills, with the ability to simplify complex technical concepts for both technical and executive audiences. Demonstrated ability to mentor and develop senior engineers, foster engineering excellence and build high-performing technical communities. What’s in it for you? We’ve worked hard to create an environment that’s big on diversity, inclusion, and flexibility, and one that suits the changing needs of team members across Australia. Here are just some of the things Tyros tell us they love about working here. You’ll also receive: A mix of in-office and remote working (3 days in the office) Learning and career development opportunities 18 weeks paid primary carers leave 12 weeks paid secondary carers leave Annual team-based volunteer day Birthday Leave Power Up Day (Additional day of leave) Weekly team social events, snacks, craft beer and wine, ping pong and video games Taco Tuesdays Mental health and wellness initiatives Novated leasing Tyro is committed to a diverse, inclusive workplace where everyone thrives. We welcome applicants of all backgrounds and are an equal opportunity employer. If you need accommodations or adjustments at any stage of the recruitment process, simply inform our Talent team during your conversation with them. Still with us? If you’ve got this far, then you might just be a great fit for us. Don’t tick all the boxes above? That’s ok, apply anyway and our Talent team will review your profile - you might be a fit for future roles. #LI-Hybrid Department Technology Role Instore & Core Payments Locations Sydney Remote status Hybrid