Senior Collateral Valuation Specialist

🏗 We're Hiring: Senior Collateral Valuation Specialist

📍 Location: United Arab Emirates (Remote)

🕒 Employment Type: Full-Time

💼 Experience Level: Mid-Level to Senior

🌐 Work Arrangement: Fully Remote

About Us

We are a construction-focused organization committed to financial transparency, risk management, commercial excellence, and responsible business operations. Our multidisciplinary teams collaborate across Finance, Treasury, Commercial, Procurement, Legal, Risk Management, and Executive Leadership to support sound financial decisions and protect organizational assets.

The Role

We are seeking an experienced Senior Collateral Valuation Specialist to assess, review, and monitor the value of assets pledged as collateral for financing arrangements, credit facilities, and other financial obligations. The successful candidate will ensure reliable valuation assessments, maintain appropriate documentation, identify collateral risks, and support compliance with internal policies and applicable regulatory requirements.

Key Responsibilities

• Conduct and review valuations of collateral assets, including real estate, equipment, securities, and other eligible assets.
• Apply appropriate valuation methodologies based on asset type, market conditions, and organizational requirements.
• Analyze market data, comparable transactions, financial information, and relevant asset documentation.
• Review third-party valuation reports for accuracy, completeness, assumptions, and methodological consistency.
• Assess collateral adequacy against financing exposure, lending limits, and established risk thresholds.
• Monitor changes in collateral values and identify potential impairment or increased exposure.
• Coordinate with Finance, Treasury, Credit Risk, Legal, Procurement, and external valuation providers.
• Review asset ownership documents, title records, insurance details, and other supporting evidence where relevant.
• Assess valuation uncertainty, market liquidity, concentration risk, and potential recovery limitations.
• Conduct sensitivity analysis and scenario assessments to evaluate potential changes in collateral value.
• Maintain accurate valuation records, supporting calculations, review notes, and audit trails.
• Prepare valuation reports and management summaries covering collateral values, exposure levels, and emerging risks.
• Support periodic collateral reviews and reassessments in accordance with approved schedules and risk requirements.
• Investigate discrepancies between internal valuations, third-party reports, and market benchmarks.
• Ensure valuation practices follow internal policies, contractual requirements, and applicable UAE regulations.
• Support internal and external audits by providing valuation evidence and relevant documentation.
• Recommend improvements to valuation controls, reporting procedures, data quality, and risk monitoring processes.
• Assist with the implementation and testing of collateral management and valuation systems.
• Maintain confidentiality when handling sensitive financial, commercial, and asset-related information.
• Perform other collateral valuation, financial risk assessment, and asset management duties as assigned by management.

Qualifications and Experience

• Bachelor's degree in Finance, Accounting, Economics, Real Estate, Engineering, or a related discipline.
• Relevant experience in collateral valuation, asset valuation, credit risk, lending operations, or financial risk management.
• Strong understanding of valuation principles, market analysis, collateral coverage, and risk assessment.
• Experience reviewing valuation reports and supporting documentation for different asset classes.
• Familiarity with financial reporting standards, internal risk policies, and applicable UAE regulatory requirements.
• Proficiency in Microsoft Excel and valuation or collateral management systems.
• Strong analytical, quantitative, problem-solving, and report-writing skills.
• Excellent attention to detail and ability to explain valuation conclusions clearly.
• High standards of integrity, objectivity, confidentiality, and professional judgment.

Preferred Certifications

• Chartered Financial Analyst (CFA)
• Financial Risk Manager (FRM)
• Royal Institution of Chartered Surveyors (RICS) qualification, where relevant to property valuation
• Relevant asset valuation, credit risk, or financial analysis certifications

Key Performance Indicators (KPIs)

• Accuracy and timeliness of collateral valuations.
• Compliance with approved valuation methodologies and review schedules.
• Timeliness of identifying material valuation changes and collateral shortfalls.
• Quality of valuation documentation and audit readiness.
• Resolution rate for valuation discrepancies and exceptions.
• Effectiveness of collateral risk monitoring and escalation.
• Improvements in valuation efficiency and control effectiveness.

What We Offer

• Competitive compensation based on experience and qualifications.
• Fully remote working arrangements, subject to role-specific valuation requirements.
• Opportunities to contribute to financial risk management and asset protection.
• Collaboration with multidisciplinary teams supporting international projects.
• Professional development and continuous learning opportunities.
• A supportive environment that values accuracy, integrity, and analytical excellence.

How to Apply

Interested candidates are invited to submit an updated CV and cover letter highlighting their collateral valuation experience, asset assessment expertise, and relevant professional qualifications.

• Join our team and help strengthen collateral integrity, valuation accuracy, and financial risk management.