Senior Product Engineer, Embedded Finance

Senior Product Engineer, Embedded Finance About Reap Reap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement. Through our stablecoin-powered corporate cards, payments, and expense management tools, we streamline financial operations and help businesses scale. Our APIs enable businesses to integrate stablecoin-enabled finance into their own products and services—from issuing Visa cards to facilitating cross-border payments. Backed by leading investors including Acorn Pacific, Index Ventures and HashKey Capital, Reap is building the future of borderless, stablecoin-enabled finance. About the Role We're looking for a Senior Product Engineer who's fluent in TypeScript, Node.js, and AWS, and thrives in fast-moving, product-focused engineering teams. You'll be building the next generation of Reap's embedded finance infrastructure — powering stablecoin-backed payments, credit, and card services for global businesses. This is a high-ownership role where engineers design features end-to-end: from writing the PRD, to architecting the solution, to shipping and operating it in production. What You’ll Do Own features end-to-end: write the spec, design the solution, build it, and operate it in production. Design, build, and maintain backend services in Node.js / TypeScript (NestJS or Elysia) for high-performance APIs and async jobs. Work with AWS cloud-native services (Lambda, SQS, EventBridge, Aurora, S3, CloudWatch) for scalable, resilient architectures. Manage data storage and synchronization, working with Postgres and Aurora. Implement and maintain CI/CD pipelines with GitHub Actions. Contribute to architecture decisions, code reviews, and security practices. Collaborate directly with product and business stakeholders — no PM layer, no hand-holding. Leverage AI tools and modern development practices to drive engineering velocity. What We’re Looking For 5+ years of professional backend engineering experience. Deep expertise with Node.js and TypeScript, including RESTful API design and async job patterns. Strong product sense — ability to take end-to-end ownership of a feature from idea to production. Proven hands-on experience with AWS cloud services (Lambda, SQS, Aurora, CloudWatch, Secrets Manager, etc.). Strong SQL fundamentals and experience with relational databases. Familiarity with event-driven and serverless architectures. Clear communication and ability to work autonomously in a fully remote, async team. Demonstrated use of AI tools to boost development efficiency. Nice to Have Experience building B2B API-based platforms or infrastructure products. Background in fintech, payments, or card issuing. Curiosity about Web3, stablecoins, or the Web2 ↔ Web3 intersection. Startup experience where you've worn multiple hats. Our Stack Backend: Serverless Node.js (NestJS / Elysia), TypeScript Async Jobs: AWS Lambda, SQS, EventBridge Database: Postgres (Aurora) Infrastructure: AWS CI/CD: GitHub Actions + automated testing and deployment workflows Tooling: GitHub, Slack, Notion, Linear, Graphite Your Adventure Benefits A high-impact role in a rapidly growing fintech startup Flexible remote work environment with a global, collaborative team Insurance coverage after probation Reap Card stipend Use of AI tools at work — and the space to learn, experiment, and grow with them A culture of innovation, inclusion, and continuous learning After submitting your application, please check your inbox for a confirmation email. If you don't see it, kindly check your spam or junk folder and adjust your settings to ensure future communication reaches your inbox. You can follow the steps here . Department Engineering Locations Singapore, Hong Kong, Ireland, United Kingdom, Taiwan, Malaysia Remote status Fully Remote About Reap Reap is a leading global payment technology provider that enables financial connectivity and access for businesses worldwide. By merging traditional finance with digital assets, bridging disparate economies, and connecting key financial players, we are transforming the financial landscape into a more interconnected and interoperable space for efficient money movement. With stablecoin-enabled corporate cards, payout solutions, and expense management tools, we streamline financial operations and empower businesses to scale. Our APIs enable businesses to embed finance into their own products and services, from issuing Visa cards to facilitating cross-border payments. Reap is supported by a strong network of investors, including Acorn Pacific Ventures, Arcadia Funds, HashKey Capital, Hustle Fund, Fresco Capital, Abacus Ventures, and Payment Asia.