Senior Underwriter - WFH

Salary Range: $100,000.00 To $120,000.00 Annually Job Description- Senior Underwriter Position Overview We are seeking a Senior Underwriter to partner with our loan origination staff in the creation of high quality, insurable mortgage loans. The Senior Underwriter will evaluate collateral and credit packages for mortgage loans covering all levels of complexity, including manually underwritten files. The ability to make, support and explain, verbally and in writing, sound credit decisions is essential to the position. In addition to underwriting files, the Senior Underwriter will be a key resource for Vellum Mortgage loan officers and will play a significant role in the future growth and direction of Vellum Mortgage. Position Requirements Experience: Frontline Underwriting DE and SAR Manual Underwriting Condo Approval- Full Review Non-QM- DSCR and Bank Statement Loans Education: High School Diploma Work Condition: Remote Full-time with OT as applicable Physical Requirement: Ability to perform a desk-based role Expectation: Detail-Oriented Critical Thinking Strong Communication Skills Adaptability Proactive Learning Collaborative & Team Oriented Technical Aptitude & Digital Fluency Responsibilities: Underwrite FHA, VA, FNMA, FHLMC, USDA, VHDA, MD-CDA, Non-conforming, and Vellum Portfolio Products within credit and quality standards. Underwrite a minimum of 60 units per month. Maintain a daily workload as needed to ensure prompt turnaround time as dictated by management. Function as a technical resource to Loan Officers and Loan Managers. Enter complete and accurate data in systems to ensure data integrity. Support team members to identify potential solutions/alternatives for complex loan files. Maintain knowledge of underwriting guidelines and stay current with department requirements. Provide prompt, quality service to the origination team in a friendly and professional manner, supporting the inclusive, positive Vellum Mortgage culture. This description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Other duties, responsibilities and activities may change or be assigned at any time with or without notice. Hiring Process We review every application carefully. Candidates selected to move forward will be invited to complete a skills assessment and/or personality assessment, depending on the role. Applicants who successfully complete this stage will be invited to participate in a virtual interview. For positions with a high volume of qualified candidates, additional interview rounds may be conducted before a final hiring decision is made. Please monitor your email regularly, including your spam or junk folder, as all hiring updates and next steps will be communicated via email. Missing a requested step or response deadline may result in your application no longer being considered.