Software Engineer - Backend/Funds Transfer *EU/UK remote* (m/f/d)

ABOUT US Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability. We serve two primary customer segments: Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines. Businesses such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions. Founded in 2020 and headquartered in Berlin, Pliant supports over 4,000 businesses and more than 20 partners globally. As a licensed e-money institution (EMI), we issue Visa-powered credit cards in 11 currencies across more than 30 countries, helping companies streamline and simplify payments. Learn more at www.getpliant.com ABOUT THE ROLE We are hiring a Software Engineer - Backend to join the Funds Transfers team. Join the team powering the financial heartbeat of Pliant. We own the fund flows logic that drives every money movement across the platform: from settlements and drawdowns to customer top-ups, pay-ins and billing before they ever touch external payment rails. Our systems orchestrate issuer settlements, refinancing mechanisms, and complex liquidity flows across multiple markets, entities, and regulatory models. This is high-impact, high-scale engineering at the core of a fast-growing fintech, where precision, resilience, and smart execution directly shape how money moves for thousands of organizations. If you’re excited about building robust financial infrastructure that operates at scale and under real-world constraints, this is where you’ll make it matter. The Team Tech Stack Java, Spring Boot AWS cloud services PostgreSQL Kafka The team consists of backend and frontend engineers alongside a product manager and an engineering manager. WHAT YOU'LL DO Working on technical initiatives : Collaborating with others to drive epics and technical initiatives within the team. From solution conception to delivering production ready code to ensure continuous feature delivery. Shaping systems’ architecture: Actively participating in shaping our technical direction and how the systems should grow by bringing up possible improvement topics for a healthy discussion within the team. Adhering to our code standards : Ensuring a scalable, maintainable, and secure micro-service architecture that can handle the expected load and grow iteratively as needed. Maintaining our systems: Participating in the on-call rotation and the overall support effort of the team while keeping an eye on root causes and possible system improvement points. Discuss and commit : Communication is key in our team and we like to avoid knowledge silos by maintaining a knowledge sharing culture through documentation pages such as RFCs and ADRs, or grooming meetings -when needed- to ensure team alignment before we commit to a given work plan. Collaborate with Stakeholders: Working closely with the product manager and the engineering manager and frontend engineers to align on action items and deliver high quality features. Follow Pliant Values : Push It, Own It, Open Up, Be Kind, Have Fun, Be Pliant. WHAT YOU'LL BRING Expertise in building testable, maintainable, and extendable systems. Obsession with the best engineering practices. Strong problem solving skills. 5+ years of relevant experience with Java and Spring Boot (or relevant stack). Proficiency with REST APIs and event driven communication patterns. Proficiency with relational databases (preferably PostgreSQL) Experience with AWS and Docker. BONUS POINTS Experience with IaC Deep architectural experience Experience with mentoring other team members WHAT WE OFFER The opportunity to work in a growing team with big responsibilities that thrives on a strong exchange of knowledge and excellence Attractive remuneration (taking experience level and geographical location into consideration) Your choice of preferred OS, Windows or Mac Flat hierarchy and transparent communication in a relaxed, professional atmosphere Opportunity to develop your talent in a dynamic team with ambitious goals Flexibility and possibility to work remotely Monthly mobility benefit Wellhub Membership Pliant Card with monthly credit to explore the product and enjoy food with colleagues At Pliant, we believe diversity and inclusion are essential to building not only an innovative product but also an exceptional experience for both our customers and our team. This commitment begins with our hiring process—we welcome individuals of all racial and ethnic backgrounds, religions, national origins, gender identities or expressions, sexual orientations, ages, marital statuses, and abilities. If you require accommodations or accessibility support during the interview process, please let us know in your application so we can make sure your experience is seamless.