Interim Head of Personal Current Accounts | S5 | Retail & Business Banking | Multiple locations | Internal Mobility

Interim Head of Personal Current Accounts | S5 | Retail & Business Banking | Multiple locations | Internal Mobility Country: United Kingdom IT STARTS HERE Santander ( www.santander.com ) is evolving from a global, high-impact brand into a technology-driven organisation, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. Retail & Commercial Banking is a global business integrating all our retail and commercial banking activities to better serve our customers, improve efficiency and drive value creation. THE DIFFERENCE YOU MAKE Everyday Banking is looking for a Head of Personal Current Accounts based out of UP/TSQ This role is a 6 month FTC/Secondment This is a high-profile leadership role responsible for defining and delivering Santander UK's end-to-end strategy for Personal Current Accounts. You'll accelerate franchise growth by driving customer acquisition, balance growth, commercial performance and market-leading customer experiences. Working across multiple executive stakeholders, you'll play a key role in shaping the future of the current account business while supporting the successful integration of TSB and strengthening Santander's competitive position in the UK market. We're shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for: Defining and executing the strategic vision for Santander UK's Personal Current Account proposition. Driving sustainable growth in current accounts, deposits and payment flows across the Retail business. Owning commercial performance, including P&L, pricing optimisation and financial outcomes. Developing compelling customer propositions that increase customer engagement, loyalty and balance growth. Championing customer-first design, ensuring excellent customer outcomes while maintaining strong conduct and regulatory standards. Leading cross-functional delivery with Technology, Operations, Risk, Finance and Commercial teams to execute strategic priorities. Building strong relationships with Santander Group stakeholders to support integration initiatives and strategic transformation. Leading, developing and inspiring a high-performing leadership team focused on delivering exceptional business and customer outcomes. WHAT YOU'LL BRING Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organisation. We're enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Professional Experience Significant leadership experience with ownership of a large commercial P&L within retail or commercial banking. (Required) Proven track record of developing and delivering customer proposition and growth strategies within transaction banking or liabilities products. (Required) Experience leading complex, cross-functional transformation and change programmes in a regulated financial services environment. (Required) Experience operating at Executive or senior leadership level with extensive stakeholder management. (Preferred) Education Degree or equivalent professional qualification in Business, Finance, Economics or a related discipline. (Required) Relevant banking or financial services professional qualifications. (Preferred) MBA or postgraduate qualification in a relevant field. (Preferred) Languages English. (Required) Spanish. (Preferred) Hard Skills Strong commercial and financial management with proven P&L ownership. (Required) Deep understanding of UK retail banking, current accounts, transaction banking and deposit products. (Required) Strong knowledge of UK regulatory, conduct risk and customer outcome frameworks. (Required) Experience of pricing strategy, proposition development and commercial performance management. (Preferred) Soft Skills Strategic thinking with the ability to translate vision into execution. Exceptional leadership, influencing and stakeholder management skills. Strong communication, collaboration and decision-making capabilities. WE VALUE YOUR IMPACT At Santander, your contribution matters. We recognise the difference you make every day, and we make sure you feel valued, supported and rewarded in return. Here, recognition goes beyond pay. It's about the pride you feel in your work, the impact you have on customers and communities, and the opportunities you have to grow and thrive, personally and professionally. Salary Range: £99,922.00 - £149,882.00 per annum (depending on experience) This salary range represents the expected remuneration for the role. Annual salary is based on a standard 35-hour working week. Actual salary offered will depend on skills, experience, qualifications and location. Competitive rewards that reflect the real impact you make and the value you bring. Wellbeing that goes beyond work — we work with a range of wellbeing partners across our 4 pillars of wellbeing (physical, mental, social and financial) to give you access to a suite of apps, discounted gym and fitness access, weekly online classes, flexible healthcare and mental health support. Support for every life stage — from menopause and pregnancy to parenthood and beyond, with enhanced family leave, childcare options and tailored wellbeing support. Time to give back through volunteering opportunities that let you make a difference in the communities we serve. Global growth opportunities to shape your career, learn new skills and explore what's possible across our international network. Ready to be recognised? It starts with you. LOCAL COMPLIANCE At Santander, we're proud to be an inclusive organisation that provides equal opportunities for everyone, regardless of age, gender, disability, civil status, race, religion or sexual orientation. We're committed to creating a recruitment experience that's accessible, fair and welcoming for all candidates. We want our people to thrive at work and at home while delivering the best outcomes for our customers and supporting each other to grow. To make this possible, our roles are site-based with a hybrid working pattern, where colleagues are expected to attend the office at least 12 days per month (pro-rata for part-time roles). When applying, please consider the travel distance, time and cost to your chosen office location(s). We welcome applications on the understanding that, should you be offered this role, there may be no relocation package available. Santander will pay the employer mandatory government fees that are required to pay in connection with visa sponsorship. You may be liable for your own personal employee immigration and relocation costs. WHAT TO DO NEXT If this sounds like a role you are interested in, then please apply. For further Guidance please visit Internal Mobility – Candidate Guidance . If you want to know more about the opportunity: Please contact Gail Russell– [email protected]