Risk Controlling Manager

About the opportunity Are you ready for your next career step? N26 is looking for a Manager Risk Controlling to further develop the risk controlling function at a cutting-edge technology-driven bank. In this role you will establish risk management and controlling tools and drive the development of risk models as well as the implementation of latest regulations. You will take a key role in assessing, controlling and reporting N26s risks. In this role, you will: Drive the further development of N26 risk management in order to accommodate N26 growth and risk leadership aspirations. Ensure the implementation and adherence to regulatory requirements for risk controlling (e.g. MaRisk, ICAAP guidelines, EBA guidelines, MaSan, SAG). Take ownership of running and improving the risk management and risk controlling of the N26 group (incl. recovery plan, Pillar 1 RWA calculation, risk appetite, risk policies and decision making frameworks, limit setting and monitoring, internal controls). Drive the performance and further development of the risk inventory according to new business areas and the incorporation of ESG risks. Lead capital planning initiatives and the derivation of relevant stress tests and their parameters. Leverage a passion for and a track record of using state-of-the-art technology to simplify processes, automate risk controlling workflows, and increase overall operational efficiency. Further develop risk reporting at N26 group and continuously generate insights to support steering in accordance with the risk and business strategies. What you need to be successful: Background & Skills Master's degree in business/economics, finance, or a related field. 5+ years of experience in risk management, financial risk controlling, or capital planning within the banking sector. Strong understanding of ICAAP frameworks with a focus on Pillar 1 and the normative perspective, stress testing, and regulatory requirements (e.g., MaRisk, CRR, EBA guidelines, MaSan, SAG). Proven experience in risk reporting and relevant risk methods (e.g., risk bearing capacity, risk inventory, capital planning, recovery plan). Strong analytical and conceptual thinking skills, with an ability to translate complex risk concepts into actionable insights and a technical affinity to help automate workflows and simplify risk controlling processes. Detail oriented and reliable with a professional attitude, as you will contribute to sensitive risk controlling topics on which management decisions are made. Excellent communication skills in English and the ability to effectively engage stakeholders; proficiency in German is a strong advantage for interacting with local regulators and stakeholders Traits Strong topic ownership and bias for action Critical thinking and drive to improve the status quo Passion for data and complex problem-solving Both attention to details and strong conceptual thinking Flexibility in a fast-changing environment Actively help yourself and the team be successful Will to continuously learn and act upon direct feedback What’s in it for you: Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members. Additional day of annual leave for each year of service. A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. A relocation package with visa support for those who need it. Who we are N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to [email protected] . Visit our website to learn more about Diversity, Equity, & Inclusion at N26.