Assistant Director, Credit Strategy

What’s Under the Hood

GoFi is an AI-centric, licensed auto finance company built for a digital-first world. Built upon an entirely cloud-based infrastructure, GoFi provides a highly scalable next-gen lending platform that enables the best brands to deliver the best customer experience. GoFi powers solutions ranging from traditional turn-down finance arrangements to fully integrated co-branded finance and digital retail partnerships. GoFi is based in Dallas, TX.

That’s Nice, But What’s the Job?

In short – the Assistant Director of Credit Strategy will specialize in Portfolio Management. They will leverage problem solving skills and analysis of large datasets to assess the health of the portfolio and find pockets of credit risk that need to be mitigated and monitored, ensuring the current and future profitability of our originations.

In long - The Assistant Director, Credit Strategy is responsible for:

• Solving large white space problems with a great degree of autonomy via thoughtful problem-solving frameworks and in-depth quantitative analysis.
• Owning the health of our loan portfolio leading to risk mitigating credit strategies; These strategies must be owned through their entire life-cycle including their launch, implementation, and monitoring.
• Managing and developing a future team of analysts to a high degree of analytical rigor.
• Building rigorous and sustainable business processes to ensure monitoring and analysis are accurate, accessible, and actionable.
• Presenting to, communicating with, and gaining the organizational buy-in of executive stakeholders.
• Constructing in-depth quantitative analysis by processing, manipulating, and studying large datasets by leveraging strong Excel skills and coding languages such as SQL, Snowflake, and Python.

So What Kind of Folks Are We Looking for?

• Killer analytical and story-telling abilities. You’ll need the capability to analyze data and, in return, prepare a well-crafted narrative on your findings in the form of presentations and monitoring reports.
• Humble and intellectually curious. Why? What? How? Do you find yourself always wanting to learn more and broaden your knowledge base in a team-oriented environment? If so, this could be the role for you.
• Creative and results focused. We are pushing the envelope of what is possible in our industry every day, and that means there often isn’t a road map to follow. You’ll be regularly asked to solve problems that didn’t exist before, or to re-think the areas that are keeping us from the ideal experience for our customers and partners.
• Passionate and goal oriented. We are looking for someone that is enthusiastic about their work and is passionate about not only meeting their goals but exceeding them.
• A mind for the details. Okay we know "detail-oriented" is on about every job description - but we really mean it!

The Specifics

• Bachelor's or Master's degree in a quantitative field such as economics, finance, statistics, engineering, computer information systems or other STEM field.
• 5+ years’ experience in analytics related consumer finance roles.
• 1+ years’ experience formally or informally leading teams is preferred.
• Proven experience with the creation and ownership of results oriented analytical strategies.
• Exceptional problem-solving skills, collaborative teamwork, intellectual horsepower, curiosity, initiative, and attention to detail.
• Advanced Excel skills and experience with coding languages such as SQL, Snowflake, Python and/or R.

Nice to Have

• Experience using AI such as Claude, Cursor, GPT, etc.

So What About the Perks? Perks matter

• We take a hybrid work approach, finding balance between the benefits of in-person and work-from-home environments. This position has an on-site expectation of a minimum of three days a week.

• Medical, dental, and vision, oh my! DriveTime Family of Brands covers a sizable amount of insurance premiums to ensure our employees receive top-tier healthcare coverage.

• But Wait, There’s More. 401(K), Company paid life insurance policy, short and long-term disability coverage to name a few.

• Growth Opportunities. You grow, I grow, we all grow! But seriously, DriveTime Family of Brands is committed to providing its employees with every opportunity to grow professionally with roughly over 1,000 employees promoted year over year.

• Tuition Reimbursement. We’re as passionate about your professional development as you are. With that, we’ll put our money where our mouth is.

• Wellness Program. Health is wealth! This program includes self-guided coaching and journeys, cash incentives and discounts on your medical premiums through engaging in fun activities!

• Gratitude is Green. We offer competitive pay across the organization, because, well… money matters!

• Paid Time Off. Not just lip service: we work hard, to play hard! Paid time off includes (for all full-time roles) wellness days, holidays, and good ole' fashioned YOU time! For our Part-timers, don't fear you get some time too...vacation time is available - the more you work, the more you earn!

Anything Else? Absolutely.

DriveTime Family of Brands is Great Place to Work Certified! And get this: 90% of our rockstar employees say they feel right at home here. We could spend a lot of time having you read about ALL our awards, but we’ll save time (and practice some humility) just naming a few others; Comparably Awards: Best Company for Diversity, Best Company Culture and Best Company Leadership, oh and don’t forget Phoenix Business Journal Healthiest Employers (okay, we’ll stop there)!

Hiring is contingent upon successful completion of our background and drug screening process. DriveTime is a drug-free, tobacco-free workplace and an Equal Opportunity Employer.

And when it comes to hiring, we don't just look for the right person for the job, we seek out the right person for DriveTime. Buckle up for plenty of opportunities to grow in a professional, fun, and high-energy environment!

About Us

At the DriveTime Family of Brands, we don’t just sell cars - we create opportunities, improve lives, and have fun doing it.

Through DriveTime, Bridgecrest, SilverRock, and GoFi, we’re shaking up the pre-owned car industry with fresh ideas, cutting-edge tech, and over 20 years of know-how. From matching the right customer with the right vehicle to making financing simple, we put people in the driver’s seat - literally.

We’re headquartered in Tempe, AZ, and Dallas, TX, but our impact stretches nationwide. No matter where you are, you’ll find a team that works hard, laughs often, and celebrates big wins together. Think career growth with a side of camaraderie, innovation, and plenty of high-fives.

If you’ve got DRIVE, love solving challenges, and want to make a real impact, your next adventure starts here. Buckle up - your career journey with us is about to take off! #LifeatDriveTime

Recruiter Fraud Alert

Hey Job Seekers:

We want to make sure you’re safe while looking for your next opportunity with the DriveTime Family of Brands. We have been made aware of scams out there where people are pretending to be recruiters from our team. These scams might offer fake jobs, ask for your personal info, or even request payment, none of which is legit.

Here’s what you need to know:

• We never charge fees at any point during hiring.

• Official emails from us will come from @drivetime.com or through our virtual assistant Emma olivia.alerts@paradox.ai.

• Job offers are only made after a formal interview and from an actual employee of DriveTime Family of Brands.

How To Stay Safe:

• Don’t share your info with anyone who hasn’t been verified.

• If something feels off, reference the above to make sure you are communicating with our team.

• Apply through our official careers page: Careers.

• Don't share any banking information with anyone via a message or text.

Thanks for keeping an eye out and helping us keep the DriveTime Family safe!