AVP - VP, Portfolio Analytic

Company: 2501 UOB (Thai) Public Company Limited

About UOB

United Overseas Bank Limited (UOB) is a leading bank in ASEAN with a global network in Southeast Asia, Asia Pacific, Europe and North America. Operating through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, we have a global network of about 430 branches and offices in 19 markets. At the heart of UOB is our culture, shaped by the UOB Way and anchored on our four values – Honourable, Enterprising, United and Committed. For more than 90 years, these values have guided how we do right by our customers, collaborate with one another and create long-term value for the communities we operate in. As One Bank, we are committed to helping our colleagues build sustainable careers grounded in purpose, supported by strong values, and enriched with meaningful opportunities to grow.

Job Description

This role is responsible for portfolio data analysis, MIS reporting, and risk monitoring for Retail Credit. The position supports the team in strengthening credit policy & governance by providing clear data insights, identifying early risk signals, and ensuring effective portfolio oversight.

Job Description:

• Develop and maintain portfolio trackers and MIS reports to monitor retail credit performance (e.g., loan growth, asset quality, delinquency trends).

• Highlight abnormal trends, inconsistencies, or potential policy breaches / non-compliance risks.

• Analyze portfolio data to identify risk trends, concentration, and key drivers.

• Provide actionable insights to support policy review and business decisions.

• Conduct basic trend analysis and forward-looking assessments to detect potential risk build up.

• Identify early warning signals such as deterioration in loan quality or high-risk segments.

• Monitor post approval portfolios to detect high risk developers, projects, or locations.

• Develop and enhance dashboards (e.g., Power BI / Excel) for portfolio monitoring.

• Present data in a clear and simple format for management and stakeholders.

• Ensure data accuracy, consistency, and proper documentation aligned with governance standards.

• Support reporting requirements for management, committees, auditors, and regulators.

Job Requirements:

• Experience in credit policy & Governance, portfolio management, or risk analytics in banking.

• Strong analytical and problem-solving skills.

• Good understanding of credit risk metrics (e.g., delinquency, NPL, vintage analysis, roll rate) and portfolio monitoring.

• Ability to use tools such as Excel, SQL, Power BI, SAS, or Python.

• Able to explain complex data in a simple, understandable way.

หมายเหตุ : ธนาคารมีความจำเป็นจะต้องดำเนินตรวจสอบและเก็บข้อมูลประวัติอาชญากรรมของผู้สมัครในตำแหน่งงานนี้เพื่อตรวจสอบคุณสมบัติหรือลักษณะต้องห้ามตามนโยบายของธนาคาร

Remark: The Bank requires the checking and collection of criminal records for candidates of this position in order to verify qualifications and/or disqualifications for the job position in accordance with the Bank’s policy.

Additional Requirements

Develop (Competency), Engage (Competency), Execute (Competency), Strategise (Competency)

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a Difference

Welcome to UOB Careers!

Together, Let’s Build the Future of ASEAN

We value our people and invest in them as we look to fulfil our purpose of building the future of ASEAN. We seek to create a collaborative and progressive environment for them to succeed in their careers for the long term.
Explore career opportunities with us today.

About Us

UOB is rated as one of the world's top banks, ranked 'Aa1' by Moody's Investors Service and 'AA-' by both S&P Global and Fitch Ratings. With a global network of 500 branches and offices across 19 countries in Asia Pacific, Europe and North America.

In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and offices throughout the region.

Career Site: UOB Career site