Compliance & AML Advisory Analyst

The Global Risk & Compliance (GRC) organization serves as American Express’ independent risk management function. GRC maintains the enterprise risk framework, provides oversight and challenge, and monitors key risks. By embedding risk discipline into strategy and operations, GRC enables responsible growth, innovation, and long-term value creation while protecting customers and shareholders.

Based in Belgium, this role offers the opportunity to work within a dynamic and international environment, supporting both local and broader European Compliance and Financial Crime activities.

The Compliance & AML Advisory Analyst provides advisory, analytical and governance support across Compliance and AML matters. The role contributes to the maintenance and enhancement of the Compliance framework through regulatory analysis, risk assessments, governance activities, control reviews and advisory support to business stakeholders.

In addition, the Compliance & AML Advisory Analyst might perform AML related operational tasks in line with AMEX compliance requirements.

Working closely with Compliance, Financial Crime and business partners across multiple markets and functions, the successful candidate will support a broad range of initiatives while gaining exposure to international projects, regulatory developments and control frameworks.

This position follows a hybrid working model with 3 days per week in the office and 2 days working remotely.

Compliance Advisory

• Provide advice and guidance on Compliance and Financial Crime matters.
• Support assessments of regulatory requirements and business impacts.
• Contribute to risk assessments and thematic reviews.
• Prepare analysis, recommendations and briefing materials for management.
• Provide independent challenge and subject matter expertise where required.

AML & Financial Crime Support

• Support AML governance and oversight activities.
• Contribute to AML risk assessments, reporting and monitoring activities.
• Provide operational support on KYC, EDD, Transaction Monitoring and Sanctions matters.
• Assist with reviews of complex or sensitive AML-related matters.
• Support quality assurance and oversight activities.

Governance, Controls & Framework Enhancement

• Support the review and maintenance of Compliance and AML policies, procedures and governance documentation.
• Contribute to control assessments, framework reviews and monitoring activities.
• Identify opportunities to strengthen governance arrangements and control effectiveness.
• Support Internal Audit, regulatory examinations, compliance reviews and remediation activities as applicable.
• Assist in the preparation of management information and governance reporting.

Regulatory Change & Business Support

• Monitor regulatory developments and emerging compliance risks.
• Assist with applicability assessments and implementation activities.
• Support business stakeholders in understanding Compliance requirements.
• Contribute to cross-functional initiatives with regulatory, governance or control implications.

Education

• Master's degree in Law preferred, or equivalent qualification in a relevant discipline or experience.

Experience

• Experience in Compliance, AML, Risk, Internal Control, Audit or Regulatory Affairs.
• Experience supporting governance, control, remediation or regulatory initiatives.
• Experience drafting policies, procedures, assessments and management communications.
• Experience in project management is considered an advantage.

Skills & Competencies

• Strong analytical and problem-solving skills.
• Strong attention to detail.
• Excellent organizational skills.
• Strong prioritization and workload management capabilities.
• Ability to exercise sound judgment and provide constructive challenge.
• Ability to work independently and manage multiple deliverables.
• Strong stakeholder management and communication skills.
• Excellent written and verbal communication skills.
• Fluent English, both written and spoken, knowledge of French and/or Dutch will be an advantage.
• Ability to translate regulatory requirements into practical business considerations.

Employment eligibility to work with American Express in Belgium is required as the company will not pursue visa sponsorship for these positions.